All the vendor's want a piece of the agency income stream. After all, everyone knows we're just overpaid oafs who hire people to do the work while we play four days a week on the country club golf course and the money never stops. I'll offer up my comment with the following admission and bias. I am ...

So, are all the agents that represent Travelers thrilled with the new, lower commission schedule on the new auto product? Are all of you willing to support Travelers in their endeavor? Come on, Lonestar, you've been around long enough to realize a few things... First, by no means is the participati...

I don't usually make the effort to pile on, but in this case I just can't resist. So, Itchibahn, for the past decade, you've presumably received renewal offers with coverage listed in dollar amounts that were far less than you knew you had, and you never once thought that something might be off? And...

I'd make two calls first...one to my E&O Agency...because they're often a place where prospective buyers go to find out who might be interested in selling. When agency owner's get ready to sell, they often express those desires to the E&O Agent on renewal or mid term to ask about coverage ta...

You need first, to get real about the job market in its totality and secondly, in the claims area job prospects in particular. This is no longer a growth area in the insurance industry and for anyone over the age of 40, trying to get back into a former career path after a 10 year absence is not goin...

You need to seek out one of the MGA's that offer multiple markets and an on line quote indicator with a health analyzer. Sure, you can seek out individual appointments, but can you really do enough volume to satisfy 5 or 6 of the top rated carriers? Secondly, you're only a one person shop and you're...

Twenty four years ago, Universal Life Insurance policies were relatively new and prevailing interest rates were historicaly very high and that combination made for some very impressive issustrations for future values of the policy cash. If the insurance company is still in business and your original...

There are non admitted markets for course of construction where the project is already underway, however, the lack of a licensed contractor supervising the project may be an issue. If this is an existing client to whom you wish to continue a relationship, then it might be worth the effort involved. ...

What a great question for a family law attorney! People who seek legal advice from an open internet forum generally get what they pay for. If you're in the midst of a marital breakup, you should gather your friends for moral and emotional support and a legal advisor for the inevitable financial issu...

Manny, you've been here before, and I offered up some advice in an earlier question posting from you. Now, I'm going to sound cruel and rude here, but what you're asking for now is the basis for an 'office in a box', and if you're sincere about pursuing an agency on your own, you're going to have to...

This is my first time posting on the forum. I have been a captive agent representative for the last 7 years. I do not own any book of business as I was only an employe but I am getting ready to go by myself. My question are: What will be the best way to go cluster or alliance? If any, what options ...

You're not nuts...you're just suffering from what many agents in the Personal Lines universe are suffering from...quiet-phone-itis. You sit in your office, the phone stops ringing for new biz inquiries, you keep getting slick emails from any of the multiple Bankrate lead companies or some of the oth...

Every agent keeps asking for and hoping there's a Holy Grail answer to this question. In fact, there isn't any one answer and techniques that work for an agency in one geographic area may not work in another. Talk to everyone, pass out business cards, buy internet leads and work them immediately and...

hello Friends, I am a new in field with a CA P&C License. Please suggest me the company,where I would start as a entry level or trainee position to learn the rope.... As I read this, you really mean to communicate that you went to the time and trouble of getting a California P&C license WIT...

I've got an idea or two. First, contact your broker who handles your E&O agency policy...they're going to know first when an agency is ready to fold and either cancel or not renew their policy. Secondly, check with your marketing reps, as they too are going to hear through the grapevine about ag...