Search found 366 matches

by Rob
Tue Dec 30, 2014 6:20 pm
Forum: Opinions
Topic: Health Insurance GA in Oregon
Replies: 0
Views: 8617

Health Insurance GA in Oregon

Does anyone know of a good health insurance GA in Oregon?
by Rob
Wed Jun 11, 2014 5:45 pm
Forum: Opinions
Topic: Installation floater rating basis
Replies: 4
Views: 12623

Re: Installation floater rating basis

I dont think sales receipt is the rating basis for floater. The $2400 premium looks more like to me is for general liability. No, I already have his general liability which is separate. I am also very well versed in reading and analyzing quotes and the underwriter has confirmed that that is the rat...
by Rob
Wed Jun 11, 2014 1:35 pm
Forum: Opinions
Topic: Installation floater rating basis
Replies: 4
Views: 12623

Installation floater rating basis

So I have a solar contractor that has a trailer filled mostly with materials such as copper wiring, pipe, and connectors. The total value is about $15,000. He also has about $4,000 in tools/equipment. So I had a policy quoted for Tools/Equipment along with an Installation floater and the premium for...
by Rob
Wed Jan 23, 2013 3:51 pm
Forum: Hard-to-Place Accounts
Topic: Insuring an LP consisting of several other entities
Replies: 2
Views: 16555

Re: Insuring an LP consisting of several other entities

Could it be as simple as making A the primary named insured and B and C additional named insureds excluding their other operations not related to entity A?
by Rob
Wed Jan 23, 2013 12:34 pm
Forum: Hard-to-Place Accounts
Topic: Insuring an LP consisting of several other entities
Replies: 2
Views: 16555

Insuring an LP consisting of several other entities

I have a prospect whose structure is a bit convoluted (for reasons that make sense after he explained it) and I'm trying to determine the correct direction to proceed. I'll keep it simple and use "company A" and we'll use "widgets" as the product they are manufacturing so as to k...
by Rob
Tue Oct 02, 2012 5:26 pm
Forum: Hard-to-Place Accounts
Topic: Non-profit with incidental international exposure
Replies: 5
Views: 6631

Re: Non-profit with incidental international exposure

Have you tried Travelers, Chubb, or AIG? Those carriers should have an international coverage endorsement readily avaialble. There is work at home exposure so Travelers declined. I don't have access to Chubb. If by AIG you mean Chartis, they are a no go as well. State Fund says they don't have an e...
by Rob
Mon Oct 01, 2012 3:44 pm
Forum: Hard-to-Place Accounts
Topic: Non-profit with incidental international exposure
Replies: 5
Views: 6631

Non-profit with incidental international exposure

I have a small CA non-profit that I placed with Philadelphia Ins Co for GL and D&O and CNA for workers compensation. They have just informed me that several times a year they will have staff members who will need to travel out of country and outside the coverage territory to provide training to ...
by Rob
Fri Sep 23, 2011 3:24 pm
Forum: Opinions
Topic: Garage Liability and loaner vehicles
Replies: 8
Views: 8189

Re: Garage Liability and loaner vehicles

He may have a deductible that is more than the damage to the customer's vehicle. Or... no coverage at all or an excluded driver. GKLL does require negligence on the part of the shop... which this would seem to be. Yes, however this would not be claimed under the GKLL, rather the Garage Liability po...
by Rob
Wed Sep 21, 2011 12:31 pm
Forum: Opinions
Topic: Garage Liability and loaner vehicles
Replies: 8
Views: 8189

Re: Garage Liability and loaner vehicles

Most of my business is Auto Dealers and Repair Shops. If your insured has a Garage Liability policy, this is considered property damage, and will be paid as a liability claim. The Garagekeepers coverage will only pay for physical damage to a covered auto in your insured's care, custody, or control....
by Rob
Thu Sep 15, 2011 12:39 pm
Forum: Opinions
Topic: Garage Liability and loaner vehicles
Replies: 8
Views: 8189

Re: Garage Liability and loaner vehicles

Question: My customer has a GK/GL policy. Customer of his is dropping off her tire at the shop and is turning around in the his parking lot. One of his employees backs out of the bay and hits the customer turning around who just dropped off the tire. I have no coverage for her. Has anyone dealt wit...
by Rob
Mon May 02, 2011 4:49 pm
Forum: Opinions
Topic: Risk Purchasing Groups
Replies: 10
Views: 6230

Re: Risk Purchasing Groups

as i understand an RPG, its an association of folks all banded together to buy insurance, and the claims are paid from the premiums generated by the group, but if the group runs out of money to pay their claims, I believe the insureds are out of luck, and would have no coverage. Sure, however, you ...
by Rob
Mon May 02, 2011 4:42 pm
Forum: Hard-to-Place Accounts
Topic: Live Music venue in CA with open A&B claim
Replies: 6
Views: 3816

Re: Live Music venue in CA with open A&B claim

If I am reading this correctly, the risk has had 2 A/B claims; one is closed, one is still open? That could make A/B very difficult to secure. Who is the expiring carrier? Do they have A/B now? I am guessing from the markets your wholesaler approached that this risk must have enough receipts to jus...
by Rob
Mon May 02, 2011 2:05 pm
Forum: Hard-to-Place Accounts
Topic: Live Music venue in CA with open A&B claim
Replies: 6
Views: 3816

Re: Live Music venue in CA with open A&B claim

Cindy Blazer wrote:Catlin Insurance Company might consider this risk, but with an Assault & Battery sublimit. If interested, please forward your submission to cindyb@monarchexcess.com. Please let me know what your target premium is. Thanks.
Thank you for the offer but Catlin has already declined.
by Rob
Mon May 02, 2011 12:10 pm
Forum: Hard-to-Place Accounts
Topic: Live Music venue in CA with open A&B claim
Replies: 6
Views: 3816

Re: Live Music venue in CA with open A&B claim

I'm an agent in California, too....what I can't understand is how is the insured operating LEGALLY as a bar that admits ALL ages? I am aware of 18 & older clubs, but not a club that would allow ALL ages....are you sure your client is legitimate? Just with that information alone, I can't see any...
by Rob
Fri Apr 29, 2011 3:28 pm
Forum: Opinions
Topic: Risk Purchasing Groups
Replies: 10
Views: 6230

Re: Risk Purchasing Groups

So based on the number of views vs. responses, I'm going to guess that there are some unknowns about RPGs. I read this particular policy and it looks like a normal policy, each insured has their own limits, it's admitted. So can someone talk me into or out of writing an RPG if it is covered by my E&...