I was referring to the small business rather than personal lines. NFIB stands for National Federation of Independent Business. Hartford is offering to small businesses a discount -direct and cutting out the IA just like personal lines. It makes me wonder why we even do business with Hartford yet I d...

Interesting that you think it is only personal lines. I just had a call yesterday a client who is member of the NFIB. Hartford offers a quote direct to them with a discount. I don't have the ability to add a discount for the membership. This client is smart but also appreciates our services to him. ...