Ladybroker is right on! As an underwriter for an admitted market, the app that was most complete, fit the company appetite and gave me a comfort level was the one deserving of my best attention. As a wholesale broker, the app that was most complete allowed me to match with the best carriers in the f...

I was trained that class 63011 Dwellings - Two Family would be more appropriate and the premium basis would be "1". I wonder how many other options will be posted here? Isn't insurance fun!

We moved a large account from State Fund with over 300 certificates. We had provided the AI endorsement to about 15 of those certholders. The new carrier does not provide the AI endorsement and not one of those 15 certholders had an issue with the lack of the endorsement. Our client continues to per...

The list of things to do is unending. Check on status of old work comp claims. If you are automated, review the "canned" letters in your system and update the closing paragraphs for a fresh look. Send cross-sell letters on various lines. Have the two CSRs review their procedures so they ar...

If the insurance company is unwilling to endorse the policy to give notice of cancellation to a 3rd party (certificate holder), then any modification of the wording on the certificate will open up an E & O exposure for the agency issuing the certificate. If the agency strikes out the "will ...

This may be a bit of a stretch but if your artisan contractor parks across the street from the OCIP project and in walking material onto the jobsite hits a bystander then you could have an offsite incident that would not be covered under the OCIP GL or the artisan's non-wrap GL.

California State Fund will add Additional Insured Endorsements to their policies. My 40 years experience always dictated no AIs on work comp. Well SCIF proved me wrong. Just goes to show everything in our industry is subject to change which continues to keep me on my toes. Nothing is for sure!

Try International Beauty Brokerage Inc (IBBI). Their website is http://www.beauty2000.org.

Contact Alex Flores at Arrowhead.

Burns & Wilcox can handle this for you. They are one of the largest MGAs representing Scottsdale. I have insured a number of surf camps with them over the years. Usually short term policies that frequently include a City as an Additional Insured.

Scottsdale Insurance Company is a good General Liability market for this type of exposure.