Does anyone have a good resource for how to properly insure a "transportation" type of exposure? I specialize in the NEMT/Paratransit industry and have not found a good resource to help my clients properly cover their BI/EE exposure. Really most of them have only an Extra Expense exposure ...

Is this for a direct writer or an independent insurance agency? I have found the direct writers offer this type of commission structure. If you are with a reputable independent agency, they usually offer higher NB commission and some sort of renewal commission. You will not own the accounts you writ...