Search found 366 matches

by LadyBroker
Mon Jun 17, 2013 10:17 am
Forum: Hard-to-Place Accounts
Topic: Course of Construction for non licensed contractor
Replies: 6
Views: 5968

Re: Course of Construction for non licensed contractor

You can easily find GL for an owner/builder with Markel/Essex. Understand we are only interested if he is building his own home.

Meytai, email me at lisa@yates-assoc.com and we can discuss.

Lisa
by LadyBroker
Tue Jul 31, 2012 12:23 pm
Forum: Hard-to-Place Accounts
Topic: D&O for Non Profit
Replies: 6
Views: 4353

Re: D&O for Non Profit

I don't think it's a matter of who will insure a non profit, I think it's a matter of who will insure them for Civil Rights violations. Those are not accidental acts, and would anyone actualy provide coverage for that? isn't that your real question? You can buy coverage for Tenant Discrimination, pe...
by LadyBroker
Mon Jul 23, 2012 4:57 pm
Forum: Opinions
Topic: Reservation of Rights HELP
Replies: 11
Views: 3752

Re: Reservation of Rights HELP

This might be not relevent, but wouldn't the injured worker seek remeditaion against their Work Comp carrier? And then the Work Comp carrier might subrogate back against the Hospital , or the linen company, or whomever?
by LadyBroker
Wed Jul 18, 2012 12:31 pm
Forum: Hard-to-Place Accounts
Topic: Commercial Auto Coverage for Golf Carts Florida
Replies: 6
Views: 5294

Re: Commercial Auto Coverage for Golf Carts Florida

Wouldnt it be like a taxi service?
by LadyBroker
Tue Jul 17, 2012 3:55 pm
Forum: Opinions
Topic: Insurance Noodle vs. Superior Access vs. Agent Secure
Replies: 42
Views: 110855

Re: Insurance Noodle vs. Superior Access vs. Agent Secure

I am going to guess the other cluster is PIIB...they are a growing group, and I hear good things about them from their members. Based in NorCal, I believe, but are making inroads in Southern California now.
by LadyBroker
Tue Jul 17, 2012 3:52 pm
Forum: Hard-to-Place Accounts
Topic: Commercial Auto Coverage for Golf Carts Florida
Replies: 6
Views: 5294

Re: Commercial Auto Coverage for Golf Carts Florida

Can a golf cart be registered for road use?
by LadyBroker
Mon Jul 02, 2012 3:56 pm
Forum: Opinions
Topic: Agent no legal duty to inform on cancellations?
Replies: 38
Views: 189030

Re: Agent no legal duty to inform on cancellations?

Are you honestly saying you make no attempt to notify a client when their policy is in cancellation mode?
by LadyBroker
Thu Jun 28, 2012 11:05 am
Forum: Hard-to-Place Accounts
Topic: Can an employer fire an employee because their pre-convicted
Replies: 7
Views: 11210

Re: Can an employer fire an employee because their pre-convi

I am no attorney, but I would suggest that depending on what the employee was arrested for, could give the employer cause? For instance, was it a DUI arrest, and is the employee an outside salesperson? Was it for endangering a child, and the employee works in a day care? I find it interesting that t...
by LadyBroker
Wed Jun 27, 2012 12:21 pm
Forum: Opinions
Topic: IA start up with a twist
Replies: 6
Views: 3480

Re: IA start up with a twist

I think what he meant is that most IA"s start out the same way you are proposing....there is nothing particularly new about 2 guys sharing an office and selling insurance together. My bigger concern for you is that you are 90% PL, and by that I assume you mean Personal Lines. If you want to be a ser...
by LadyBroker
Tue Jun 26, 2012 4:54 pm
Forum: Hard-to-Place Accounts
Topic: Commercial Named Non owner policy
Replies: 2
Views: 3506

Re: Commercial Named Non owner policy

JAM,

what are you looking for? Commercial Non Owned Auto?
by LadyBroker
Mon Jun 11, 2012 12:17 pm
Forum: Opinions
Topic: cpuc
Replies: 2
Views: 1571

Re: cpuc

It's probably more helpful if you are looking to go to work on the carrier side of the business.
by LadyBroker
Thu Jun 07, 2012 9:01 am
Forum: Hard-to-Place Accounts
Topic: CA Electrical Contractor BOP/GL
Replies: 13
Views: 6927

Re: CA Electrical Contractor BOP/GL

Good point about the Wage and Hour on the EPLI. That is a material coverage deficiency for Farmers. I am actually surprised they have not addressed that yet.
by LadyBroker
Mon Jun 04, 2012 12:52 pm
Forum: Opinions
Topic: Calling all experienced MGAs...is this a fair deal?
Replies: 5
Views: 4388

Re: Calling all experienced MGAs...is this a fair deal?

I think the fact that you are responsible for your own marketing, sales and service is an issue. You can't do all three well, and so what would likely end up happening is the service suffers...which irritates your current clients, and hurts your renewal book. But, if you are unemployed now, it's bet...
by LadyBroker
Tue May 22, 2012 12:59 pm
Forum: Opinions
Topic: Licensing Outsourcing? Viable?
Replies: 4
Views: 3100

Re: Licensing Outsourcing? Viable?

If you are a large firm, this could be a good way to be sure all your producers are currently licensed. For smaller firms, I think it's more money than it's worth, but then again, I think an agent that can't keep track of his own license renewal is probably not on top of other things, either.
by LadyBroker
Fri May 18, 2012 12:25 pm
Forum: Hard-to-Place Accounts
Topic: CA Electrical Contractor BOP/GL
Replies: 13
Views: 6927

Re: CA Electrical Contractor BOP/GL

Moving a policy from preferred lines to Surplus lines is not illegal, IF you do it for Forms or Coverages, and not for price. If Farmers cannot offer the CG2010 11/85, and the E &S carriers will do so, then you move it.