Any time I see an agent being sued my ears perk up. Apparently her son was a passenger in the 'at fault vehicle'. I'm curious what kind of special coverage she's claiming wasn't included in the policy--Med Pay? UM?

http://tinyurl.com/bcyk6k5

Being on the personal lines side, we frequently run into resistance with our standard markets regarding the # of rentals someone owns and/or rentals in the name of an LLC. Is anyone aware of a PL product option or does something like this always have to go commercial? Who do you find is best for thi...

I don't know of any company that will agree to add a landlord (or apartment complex or builder, etc) as an Additional Insured to a property policy. That would provide coverage (including liability protection) to the AI which companies just aren't willing to do. They can usually just be added as an A...

But the exclusion form only excludes them from coverage if they're driving a listed car. There are many situations where a household member could still be eligible for coverage when they're not driving a listed car, especially if it's a dependent household member.

You need a signed driver exclusion form for the umbrella policy as well. The auto form is most likely only going to exclude coverage if he's driving one of the listed cars; NOT any excess exposure this client faces if son only carries minimum liability on his own policy. Because he's a dependent res...

Does your agency have a PL appointment with the carrier they're currently with? If so and they don't necessarily want to leave the carrier but just change agencies you can have the policies transferred with a signed Agent Of Record letter. That way you don't have to cancel and face possible premium ...

I subscribe to the IIA Virtual University free educational emails that go out once/week. I love receiving these and always save them and have referred to them in several scenarios as the need arises. Are there any other sources for something similar? FAIA has a fantastic 'education libarary' to look...

I work on the carrier side and am considering a job offer in a different department. I'm trying to find the best tool to determine if the salary is fair based on my location, experience and education. I've tried several of the popular sites (glassdoor, payscale, salary, etc) but none seem to get too...

Who is the HO carrier? I find it really hard to believe than any preferred carrier would not offer a golf cart endorsement to an HO policy.

you might have to just call each of your underwriters. It might come down to asking for an exception from your best relationship carrier; assuming you feel strongly about the particular client. I'd make sure they have netting and the trampoline is behind a locked privacy fence--be prepared to supply...

http://www.greatinsurancejobs.com

http://www.insurancerecruiters.com

http://www.ultimateinsurancejobs.com/index.shtml

Which employment websites, if any, are you searching? There are some insurance-focused ones out there and I'm guessing some of the carriers only use their own websites for advertising positions.

Porter, so you force everyone to carry 'stacked' limits? I find it hard to believe the stacked vs non-stacked premium would be minimal but I'm not that familiar with PA.

Or perhaps your agency's numbers (loss ratios, written premium, etc) don't warrant any sort of exception from underwriting at all.

At the end of the quote it gives you 2 options: 1) Buy online right now (including payment screens where you enter your credit card info, etc) 2) Call to buy right now ("speak with a licensed representative & purchase your policy over the phone") FAQ/How do I purchase a policy? "I...