Search found 21 matches

by Insismypassion
Sun Jul 27, 2008 1:02 pm
Forum: Opinions
Topic: Agency's Ownership status
Replies: 1
Views: 1292

Re: Agency's Ownership status

I assume you're in Texas. You can probably check on the Secretary of State's website as long as you have the corporate name. The information sometimes has the registered agent (who may or may not be the owner), but if you can access the annual reports, they are usually signed by the president or VP ...
by Insismypassion
Wed Jul 23, 2008 10:34 am
Forum: Hard-to-Place Accounts
Topic: Water District
Replies: 7
Views: 3937

Re: Water District

Check out http://www.mynewmarkets.com.

They have a market using Arch as the carrier.
by Insismypassion
Thu Jun 26, 2008 5:20 pm
Forum: Hard-to-Place Accounts
Topic: Building Valuation - Residential Care facility
Replies: 8
Views: 4438

Re: Building Valuation - Residential Care facility

Boeckh and Marshall & Swift merged a few years ago; one entity now.

Ask a builder what the average per square foot cost is now.
by Insismypassion
Mon Jun 02, 2008 9:58 am
Forum: Hard-to-Place Accounts
Topic: Workers Compensation for Camp
Replies: 2
Views: 1614

Re: Workers Compensation for Camp

Hokie,

Go to MyNewMarkets.com and click <Search>.

Type in "Camps" and VA. A good list pops up.

K&K specifically lists Work Comp for Camps in VA and gives you various phone numbers based on state in which the camp is located.
by Insismypassion
Tue May 27, 2008 11:40 am
Forum: Opinions
Topic: Agency Fee
Replies: 3
Views: 1822

Re: Agency Fee

I'm not positive about Texas, but I do know that in some states to charge a fee it must be clearly posted in the office and the insured must sign an acknowledgement that there is a fee involved (I'd recommed at every renewal). Both of these must state how much or what percentage the fee will be. And...
by Insismypassion
Fri May 23, 2008 10:10 am
Forum: Opinions
Topic: Agency Corp Status C vs S ??
Replies: 10
Views: 10400

Re: Agency Corp Status C vs S ??

Not being an accountant myself, just a former agency owner, I can only offer an opinion. Depends on what your goals are. "C" Corps are taxed as a legal person, and then you are taxed. The advantage is the "C" Corp can put aside money for capital improvements and growth, just taxe...
by Insismypassion
Wed May 21, 2008 5:46 am
Forum: Opinions
Topic: Florida MGA?
Replies: 5
Views: 2685

Re: Florida MGA?

Are you looking for all lines or specifically property?

Tried CRC yet?
by Insismypassion
Tue May 20, 2008 5:40 pm
Forum: Opinions
Topic: Florida MGA?
Replies: 5
Views: 2685

Re: Florida MGA?

Have you tried mynewmarkets.com?

It's Insurance Journal's market listings.
by Insismypassion
Sun May 18, 2008 6:59 pm
Forum: Opinions
Topic: BUILDER RISK
Replies: 1
Views: 1277

Re: BUILDER RISK

See exclusion j.5. in the CGL. Real property Care, Custody, Control exclusion. Questions may surround the word "particular." The GL does not provide coverage equivalent to the builders risk. If it's an existing structure, there should be a property policy already in effect that would cover...
by Insismypassion
Wed May 14, 2008 12:24 pm
Forum: Opinions
Topic: Newbie Question
Replies: 11
Views: 4544

Re: Newbie Question

Hey Newbie, You sound like you have a good history in insurance and excellent educational qualifications; sadly, your clients (or potential clients) don't really care. Take it from someone that has multiple designations, many years of experience and the previous owner of my own agency. I take it you...
by Insismypassion
Fri May 09, 2008 5:37 am
Forum: Opinions
Topic: Certificate Holder - "Endeavor to mail"...
Replies: 8
Views: 5351

Re: Certificate Holder - "Endeavor to mail"...

In some states, the certificate of insurance is considered a filed form and any alteration of the form's pre-filled wording is a violation of statute. Some, but only a few, carriers do have a filed manuscript endorsement that removes the "Endeavor to.." wording; but it's rare that these ca...
by Insismypassion
Thu May 08, 2008 5:57 am
Forum: Opinions
Topic: Demand for Medical Payments
Replies: 7
Views: 9766

Re: Demand for Medical Payments

Thanks. How does a payout on med pay affect the insured's ability to renew coverage?
Provided there haven't been a rash of Med Pay claims, this should have very little effect. Again, the establishment is not admitting negligence (if any payment is made at all), so one won't be that big of a deal.
by Insismypassion
Tue May 06, 2008 1:35 pm
Forum: Opinions
Topic: Demand for Medical Payments
Replies: 7
Views: 9766

Re: Demand for Medical Payments

My opinion is the attorney is just looking for easy money and since med pay does not require negligence be proven to collect (only that an incident happened), he wants to tap that well. Since it appears to be excluded, and he ain't gonna get anything he's got to decide if it's worth his trouble to t...
by Insismypassion
Wed Apr 30, 2008 6:56 am
Forum: Opinions
Topic: Damage to "Your work" exclusion on CGL policy
Replies: 52
Views: 162971

Re: Damage to "Your work" exclusion on CGL policy

I'm still looking for a good answer on what happens when the CG 22 94 is attached (exclusion for work performed by a subcontractor). Then there is no coverage for the GC's or the subs work (NOTHING is covered, again). I'm not convinced that this exclusion has not been misapplied for too long. As I s...
by Insismypassion
Tue Apr 29, 2008 6:02 pm
Forum: Opinions
Topic: Building Ordinance or Law on Commercial Building
Replies: 7
Views: 4658

Re: Building Ordinance or Law on Commercial Building

Thanks, that is what I was trying to find out. How would I know if this applies in CA?
Look at the California Insurance Code 2050-2060. Not sure if this will completely answer the question. Worth a shot.