You have received some very good advice on this topic. I completed the CPCU and AIM programs and also parts of the AU CLU, and ARM programs. I experienced challenges with courses in each program and found the ARM program included more new concepts/information than the others but if you have a solid ...

If you want to see the result of action taken by a company to apply the damage to work exclusion to an actual loss, read the following:
Las Vegas Business Press 5-12-08 article - "Home Builders to carry more cost from defect lawsuits".

mnicks responses are not too far off those of simiinsuranceguy. The standard ISO CGL contract is not designed to cover damage to your work (by you/your employees) that is considered a completed operation. Case law in several states has changed how adjusters work these claims and in many cases they p...

simiinsuranceguy did a good job of explaining how to apply exclusion l.

There has been a significant amount of information and opinions shared on this subject. In my opinion some have a good perspective on the coverage granted, others need some additional insight on the subject. If you take an approach that mixes the premises/operations limitations (344) with the produc...