Most GL policies (typically those based off ISO) provide coverage for the continental US, its territories and possesions. It depends on the carrier that decides whether they want to offer such coverage for a contractor who operates all over the country. Reasons why they would not would be either not...

I am actually not looking for coverages, just a feel for the market on this type of risk. I am a Commercial underwriter. But thanks for the offer.

Is anyone seeing a resurgance in the compitition for Habitational Risks in e Ohio and Pennsylvania?

With 50% uninsured subs, to underwriters he is a dead man walking. You are absolutely right! ANY contractor who does not protect himelf/herself by requiring proof of insurance from their subs, is an undesirable risk. The contractor is taking no initiative to Risk Management. My suggestion would be ...