Search found 69 matches

by InsMgmt
Tue Aug 18, 2009 11:34 am
Forum: Opinions
Topic: Looking to buy used CPCU study materials
Replies: 22
Views: 12016

Re: Looking to buy used CPCU study materials

Scott Simmonds, CPCU, ARM, CMC Insurance Assurance Consultant Insurance Consulting Site Insurance Career Mentoring Site Insurance Blog Six Figure Insurance Commissions - Pub Date 9/30/09 Hearkening to the spirit of the original subject line, "...used...study materials" If anyone purchases...
by InsMgmt
Wed Aug 12, 2009 3:04 pm
Forum: Opinions
Topic: Looking to buy used CPCU study materials
Replies: 22
Views: 12016

Re: Looking to buy used CPCU study materials

goodluck88 wrote:Now that I have my ARM designation, I am trying to get my CPCU in less than a year.

Sigh.
by InsMgmt
Tue Aug 11, 2009 12:45 pm
Forum: Opinions
Topic: Looking to buy used CPCU study materials
Replies: 22
Views: 12016

Re: Looking to buy used CPCU study materials

Does the AICPCU exist to promote insurance knowledge, ethics, and the designation, or to sell books and create cost hurdles to enter the program? It's hard to imagine an effort being made to ban potential students who fall below an arbitrary income threshold from seeking and obtaining the designati...
by InsMgmt
Wed Feb 25, 2009 12:02 pm
Forum: Opinions
Topic: Purchasing X-Date Data
Replies: 25
Views: 87613

Re: Purchasing X-Date Data

Here is an excerpt from London's Insurance Solutions: "By analyzing insurance agency profiles, LIS is able to target commercial businesses by employee size, demographic and premium and generate points of contact for agencies. At LIS, we believe that there is a strategy to successful market targ...
by InsMgmt
Wed Jan 14, 2009 7:41 pm
Forum: Hard-to-Place Accounts
Topic: Residential New Construction Contractor/Pulte Homes
Replies: 10
Views: 6501

Re: Residential New Construction Contractor/Pulte Homes

Haven't heard of Pulte, but I gotta ask...why are you so concerned about an account with this profile? "...and my guy was just non-renewed for bad payment with prior standard market, adverse D&B, etc. and had to go to the E/S market." Most of the markets I am dealing with don't non-ren...
by InsMgmt
Thu Dec 04, 2008 2:40 pm
Forum: Opinions
Topic: Depreciation and Betterment in Claim Settlement
Replies: 2
Views: 4949

Re: Depreciation and Betterment in Claim Settlement

Was the property insured on an Actual Cash Value or Replacement Cost basis?
by InsMgmt
Mon Dec 01, 2008 10:18 am
Forum: Hard-to-Place Accounts
Topic: Mobile Homes in Midwest
Replies: 3
Views: 1716

Re: Mobile Homes in Midwest

As you have already determined, there simply aren't that many carriers interested in writing wind debris, uh, I mean mobile homes in Tornado Alley. American Modern Home and Foremost appear to be the lead carriers for mobile homes, but Allrisks, Ltd., Burns & Wilcox, and the other leading E&S...
by InsMgmt
Fri Nov 28, 2008 10:48 am
Forum: Hard-to-Place Accounts
Topic: Mobile Homes in Midwest
Replies: 3
Views: 1716

Re: Mobile Homes in Midwest

What state are you located in and where are these mobile homes located?
by InsMgmt
Fri Nov 28, 2008 10:42 am
Forum: Opinions
Topic: Sweep Accounts for Commissions Also?
Replies: 3
Views: 1861

Re: Sweep Accounts for Commissions Also?

I will not list state specific rulings, but simply point out that these premiums are being swept out of trust accounts. It would seem to me that proper accounting practices would require that agent commissions and policyholder premium be kept separate, so commissions being swept into an account shou...
by InsMgmt
Tue Nov 25, 2008 1:58 pm
Forum: Opinions
Topic: Remember the give notice of late payment thread ..well
Replies: 5
Views: 3025

Re: Remember the give notice of late payment thread ..well

I certainly understand your position, but respectfully disagree. The “good Samaritan”—has ‘a duty to exercise due care in performance and is liable if (a) his failure to exercise care increases the risk of such harm," or (b) the "harm is suffered because of the other’s reliance upon the un...
by InsMgmt
Mon Nov 24, 2008 1:15 pm
Forum: Opinions
Topic: SIAA - Any Information?
Replies: 1
Views: 1249

SIAA - Any Information?

Any information available from those of you who have or had joined the Stategic Independent Agents Alliance (SIAA)? Please...the good and the bad would be greatly appreciated. Thanks, so much! On edit: I found the prior posts concerning SIAA and other similar arrangements; so, unless you want to rav...
by InsMgmt
Mon Nov 24, 2008 11:58 am
Forum: Opinions
Topic: Remember the give notice of late payment thread ..well
Replies: 5
Views: 3025

Re: Remember the give notice of late payment thread ..well

Thanks, Etimer - good post! The warning I would take away from this citation is that we must exercise care in the process of notifying the insured (sticking to and verifying the facts of the issue in written or oral communication), so that he does not suffer harm as a result of our failure to exerci...
by InsMgmt
Mon Nov 24, 2008 9:40 am
Forum: Opinions
Topic: Questions from a new guy
Replies: 14
Views: 4995

Re: Questions from a new guy

Off your back?! You have got to be kidding us.

This is the agency principal, who is investing his resources in you in hopes that you will bring in business. You need to show him what you are doing on a weekly basis to satisfy his need for assurances. Deal with it.
by InsMgmt
Sat Nov 22, 2008 3:45 pm
Forum: Opinions
Topic: Questions from a new guy
Replies: 14
Views: 4995

Re: Questions from a new guy

New Guy, You need to be patient with the forum, your production numbers, and your boss. Your initial post was after 4 PM on a Friday - folks are headin' out for the weekend. As for me, I'm watching a slow Saturday evening pass by, decided to jump on the web, and happened upon your posting. I'm guess...