Search found 15 matches

by BKCPCU
Fri Feb 26, 2016 1:31 pm
Forum: Opinions
Topic: Liability exposure co-signing for auto loan
Replies: 3
Views: 35231

Re: Liability exposure co-signing for auto loan

I have always used an example the great Paul Harvey told on his radio show years ago to make the point about cosigning loans: Mom cosigned for son's motorcycle, that put her name on the title. Son got tired of the motorcycle and sold to a friend but held the title until the friend paid it off. Befor...
by BKCPCU
Mon Jul 07, 2014 12:56 pm
Forum: Hard-to-Place Accounts
Topic: Needing GL for event with an anvil shoot
Replies: 1
Views: 3449

Needing GL for event with an anvil shoot

Anybody have any idea where to place a special event that includes an anvil shoot? Last I scoured the marketplace five or six years ago I came up empty. I got a call this morning from a community event group we write and they want to include an anvil shoot in this year's event. I tried to discourage...
by BKCPCU
Tue Jan 21, 2014 12:35 pm
Forum: Hard-to-Place Accounts
Topic: E & O for a Commercial block of Loans Broker
Replies: 3
Views: 4873

Re: E & O for a Commercial block of Loans Broker

Try Vicki Cota at Gumtree Wholesale in Springfield, MO, 855-706-1558
by BKCPCU
Wed Sep 25, 2013 12:23 pm
Forum: Opinions
Topic: Non-for-profit Volunteer Coverge
Replies: 12
Views: 14565

Re: Non-for-profit Volunteer Coverge

C'mon insurance professionals. Are you not aware the GL Medical Payments coverage provides Med Pay for volunteers as an exception to the Med Pay exclusion for 'any insured'? The insurers that we do business with that have programs for non-profits typically include coverage extensions that, amongst o...
by BKCPCU
Fri Jun 14, 2013 11:38 am
Forum: Hard-to-Place Accounts
Topic: Garagekeepers Coverage - Florida Account
Replies: 4
Views: 7431

Re: Garagekeepers Coverage - Florida Account

Californiadude: Of course the car owners could turn it in under their Comp, but why would their insurers try to go back on the garage? After all, if the garage was negligent, the Legal Liability would have paid the claim. So to subrogate to the garage would be a waste of time because there was no ne...
by BKCPCU
Thu May 02, 2013 12:15 pm
Forum: Hard-to-Place Accounts
Topic: CA-Sales of defibrillators & CPR Training
Replies: 1
Views: 5340

Re: CA-Sales of defibrillators & CPR Training

Not a BOP, but BOPs don't have the Professional they need. Northfield Insurance Co. will do a GL and Professional in a single package for a CPR instructor. Got it through Bohrer Croxdale & McAdoo in Springfield, MO. Ask for Debbie Shelton.
by BKCPCU
Fri Nov 09, 2012 1:51 pm
Forum: Hard-to-Place Accounts
Topic: Winery Tour (Designated Driver) coverage for non-owned / ren
Replies: 2
Views: 6720

Re: Winery Tour (Designated Driver) coverage for non-owned /

You better get yourself one heck of an understanding insurer and do one heck of of a job putting that Non-Owned coverage together. Are you aware that if your winery customer is in a rental car, the rental car contract coverage is void the moment a driver not listed as a driver on the contract hops b...
by BKCPCU
Thu Jan 05, 2012 12:46 pm
Forum: Opinions
Topic: Do you purchase Damage Waiver when renting a car?
Replies: 24
Views: 26250

Re: Do you purchase Damage Waiver when renting a car?

Lonestar, we realize Texas is a whole 'nuther nation, but the rest of us using the ISO PAP cover damage to a rental car from the Physical Damage section. The old Family Auto Policy paid under the Liabilty section, but that was changed years ago when the PAP replaced it and moved coverage for damage ...
by BKCPCU
Mon Sep 19, 2011 11:30 am
Forum: Opinions
Topic: No Fault insurance question
Replies: 2
Views: 2148

Re: No Fault insurance question

John J90, you need to study up on your state's no-fault laws if you are out marketing auto insurance. It's pretty critical that you know how the coverage works. Scenario 1 involving damage to the autos has nothing to do with a no-fault law's coverage. The damage to B's car would be paid by A's Prope...
by BKCPCU
Wed May 18, 2011 11:22 am
Forum: Hard-to-Place Accounts
Topic: 4-H & FFA group
Replies: 1
Views: 1895

Re: 4-H & FFA group

Prior to my putting a total package with regional insurer West Bend for our local Extension Council, the only standard market offering a GL to cover 4H activities was Hartford.
by BKCPCU
Mon Apr 18, 2011 11:33 am
Forum: Hard-to-Place Accounts
Topic: Kentucky Daycare
Replies: 4
Views: 2367

Re: Kentucky Daycare

In addition to Philadelphia: Markel, Capitol Indemnity, and West Bend. All have very good programs for Day Care.
by BKCPCU
Thu Jan 27, 2011 12:39 pm
Forum: Hard-to-Place Accounts
Topic: Auto Salvage / Wrecking Yard
Replies: 4
Views: 4279

Re: Auto Salvage / Wrecking Yard

Essex will write this. Call Carol Mauslein at Med James 800-255-6503. Tell her Brady sent you.
by BKCPCU
Thu Oct 28, 2010 1:12 pm
Forum: Hard-to-Place Accounts
Topic: Offroad Racing Insurance
Replies: 7
Views: 4798

Re: Offroad Racing Insurance

Chris, you are going to be disappointed unles there is some daring new Lloyd's guy out there that will insure your car while racing. In many attempts over the years, we have only been able to find coverage for a race car while not actually racing. We can cover it for physical damage while in storage...
by BKCPCU
Thu Jun 03, 2010 6:49 am
Forum: Opinions
Topic: CPCU 530 Multiple Choice
Replies: 12
Views: 61740

Re: CPCU 530 Multiple Choice

I cannot understand the study and learning attitudes taken by the recurring posts of CPCU candidates. Why are you all so intent on minimizing your study efforts in the quest to breeze through the CPCU exams with the least amount of effort possible? The CPCU program offers a wealth of valuable inform...
by BKCPCU
Thu Jul 09, 2009 11:43 am
Forum: Hard-to-Place Accounts
Topic: SIC Code- 5057
Replies: 5
Views: 4298

Re: SIC Code- 5057

Read the SCOPES manual. A cross reference for code 5057 is Vault Construction or Installation. "Code 5057 is additionally applied to specialist contractors engaged in the construction or installation of fire- or burglar-proof vaults."