I have been working as a Broker for an Independent Agency for the past two years. I am interested in starting my own Agency down the road, but am a little hesitant to speak about this to my boss. I assume my best bet would be to join the cluster of brokers which I am already affiliated through my cu...

I used to work for an insurance company and their procedure was to pro-rate refunds on personal lines insurance when cancelled mid-term. But, if it was the first year that the policy was in force they did a short-rate cancellation. I am really not sure if all personal lines insurance companies do th...

Also, how long have you been there and what state are you in? Excuse the nosiness of my question, please. I just want to get an idea of how much I can possibly hope to earn in the future. I am fairly new as a Producer for an Independent Agency. I've been there about 6 months and project I will earn ...

I'm considering opening an Independent Agency. I have several years experience as a Captive Agent and very little experience producing for an Independent. Just wondering if any one has any words of wisdom for me? I have no idea of how to go about this...could anyone possibly recommend a book or some...

Cold calling new businesses, mass mailings, purchasing internet leads...just wondering what works for you as nothing seems to be working for me at the moment.

Just so you know, I am located in San Diego, CA. I sell both personal and commercial, but would really like to focus more on the commercial side.

I am new to an independent agency that does no advertisement whatsoever. I am looking to do my own advertisement, but am concerned about costs. Just wondering if anyone has some suggestions about works for you. Thanks!

Yes, I have my P & C lic. and have worked as a "Captive Agent" for a large insurance company for the past few years. They have very unattainable sales goals, though, which puts a lot of pressure on me. The Agency I am applying with has no sales quotas which is one of the reasons I am t...

I am in the process of interviewing with an Independent Insurance Agency. I will do Sales for them. They will pay my expenses, but there really is no advertising, I am going to be expected to pound the pavement myself. Just wondering what type of pay I should expect? I believe I would be paid straig...