Just There, I was FIG for 18 years and had the same model as you are currently using -Commercial First then Home Auto. The tech issues as well as the surprise of the rate hike last year took all the wind out of my Farmers Sail. First year result independant, I booked over $700,000 in new business pr...

Sacman, what state are you in?

"How are they still around...?"

Excelent claim service. Had a house fire with them on a holiday. Adjuster was on site before Fire Dept pulled out.
That HH will never change regardless of pricing or poor agents service.

With what they have coming forward in Illinois (Next Gen 2, Cant say what going to happen with rates, Changing their software with out notice or training to the field), Its not really surprising. With Agent Moral being as low with attrition being as high, its not a wonder why this has come back to l...

Any one being sued for Non Compete?

Did a Home Show over the week end. Among the high lites, a contractors organization in Illinois has invited me to lecture on the Pay As You Go Comp programs availible. Getting in front of 25 - 50 contractors in one crack. This was a group that saw me down at the McCormick Place show back in November...

Sounds like rebating to me.

APPUND.COM. Sparta would be the carrier.

In Illinois, the Captives are hurting. Look at the agencies up for sale, most are captive. Same holds true for WI & Indiana.

I have had my eye open for an Independant for over 6 months and have not found one in either of the three states.

Scott has some valid points.

One he missed on was that you did not do your home work. If you want the Zurich Contract, you need to go to Foremost for their Independant Contract. Farmers and Zurich do not play well togeather. Just talk to a Farmers agent and he should tell you.

Is it really a blessing if you have to pay for it?
Guess nothing is done out of the good of our hearts anymore.

What state?

Good for you using the Tech. Recent studies show that only 8% of insurance buyers are purchasing over the net these days. So, the internet sales are not conducive to my operations. Lead Generation - yes, sales no. My closing rate jumps dramatically face to face. I spend too much time with leg work n...

Scott, no interest in rehashing history. Too much looking forward. Easy to misunderstand people these day. Not enough pick up the phone any more - too much E Mail & Faxing and such.

Its a different world then when I started. Everythng was Face to Face - kitchen table sales.

I did not mean to beat up on Scott. I have never heard of an insurance mentor. With all my activity going on, I finally had a few minutes and jumped on your site. I did not see anything about shopping to 5 brokers every year. Shopping every 5 years seems to be the natural flow on the commercial side...