Search found 32 matches

by sankykid
Tue Dec 18, 2018 11:27 am
Forum: Opinions
Topic: New Opportunity
Replies: 14
Views: 31247

Re: New Opportunity

Considering he was last active in May 2009, not sure he'll see this.

My money would be on D's assessment of the situation but would love to hear I'm wrong.
by sankykid
Tue Nov 13, 2018 11:17 am
Forum: Hard-to-Place Accounts
Topic: HO-6 or DP1 DP2 for a rental condo
Replies: 7
Views: 29946

Re: HO-6 or DP1 DP2 for a rental condo

I believe you would want a tenant occupied HO6. I know such a policy is offered by at least some carriers.
by sankykid
Wed Oct 12, 2016 10:25 am
Forum: Hard-to-Place Accounts
Topic: Agent Compensation Ideas
Replies: 11
Views: 12300

Re: Agent Compensation Ideas

Agents currently have no skin in the game so to speak. Carriers need to figure out a way to compensate agents for good business because profit sharing agreements only line the pockets of Principals which doesn't help on the actual transaction. Not saying we should get rid of profit sharing with age...
by sankykid
Tue Oct 11, 2016 10:20 am
Forum: Hard-to-Place Accounts
Topic: Agent Compensation Ideas
Replies: 11
Views: 12300

Re: Agent Compensation Ideas

AgentTalk wrote:I work for an insurer that is evaluating our compensation structure. We are not convinced that base commissions are driving profitable growth. What are you seeing in the marketplace that you like/dislike? What would you like to see in the marketplace?
What are you seeing that leaves you unconvinced?
by sankykid
Tue Sep 13, 2016 10:56 am
Forum: Opinions
Topic: Client wnders why his HO premium went up
Replies: 9
Views: 12440

Re: Client wnders why his HO premium went up

The company did not make $1,360 in premiums. The numbers you provided appear to be the amounts paid to the insured and do not include loss adjustment expenses which could easily exceed $1,360.
by sankykid
Wed Aug 03, 2016 1:06 pm
Forum: Opinions
Topic: Geico or Elephant
Replies: 9
Views: 9964

Re: Geico or Elephant

Elephant doesn't "cut rates." They usually accomplish the cheaper premium by having the customer request to be sent back to sales to receive a rewrite under the current new business rates, versus their renewal rates. Sometimes customers will go online and requote themselves under new business rates...
by sankykid
Wed Aug 03, 2016 11:50 am
Forum: Opinions
Topic: Geico or Elephant
Replies: 9
Views: 9964

Re: Geico or Elephant

Got it. They probably have different underwriting companies with different rates. This practice is prohibited in some but not all states.
by sankykid
Wed Aug 03, 2016 10:53 am
Forum: Opinions
Topic: Geico or Elephant
Replies: 9
Views: 9964

Re: Geico or Elephant

How does the practice you describe work? An insured calls Geico to cancel and gets transferred to Elephant?

Elephant Insurance Company is owned by Admiral Group Plc out of the UK so the cable company retention analogy isn't applicable because the business is going to another company.
by sankykid
Tue Jan 29, 2013 11:47 am
Forum: Opinions
Topic: Imprezzio Marketing: SEO Firm
Replies: 3
Views: 14448

Re: Imprezzio Marketing: SEO Firm

I agree with much of what d says. Here is a good thread about SEO from a few years back viewtopic.php?f=2&t=3675.

From what I've read and seen SEO is playing less and less of a role in the SERPs as Google and other companies are learning to control for it.
by sankykid
Fri Jul 01, 2011 10:26 am
Forum: Hard-to-Place Accounts
Topic: CA-Guaranteed Replacement Cost
Replies: 15
Views: 10224

Re: CA-Guaranteed Replacement Cost

There is at least one scenario where GRC could be helpful: If there was a major event that caused damage to a very large number of homes at the same time (e.g. a massive fire), the price of construction materials and labor could rise dramatically. If the price of concrete, wood, labor etc. doubled, ...
by sankykid
Thu Jun 16, 2011 1:39 pm
Forum: Opinions
Topic: Astonish Results or Squid
Replies: 21
Views: 17624

Re: Astonish Results or Squid

Does anyone know roughly how much it costs to implement and maintain an Astonish Results product?
by sankykid
Thu May 05, 2011 10:30 am
Forum: Opinions
Topic: SEO and buying back links
Replies: 31
Views: 32915

Re: SEO and buying back links

Buying links is a questionable SEO tactic. Why not just do your best to produce quality content and hope that the links naturally follow? After taking a look at your site's content and source code, I believe your current Google SERP position of 6 for "coeur d'alene insurance" and 4 for "landers insu...
by sankykid
Fri Mar 18, 2011 11:34 am
Forum: Opinions
Topic: Online Insurance Shoppers
Replies: 10
Views: 3856

Re: Online Insurance Shoppers

The question was about shoppers - consumers that get a quote, regardless of whether they purchase or not. I think the profile for buyers is much clearer than that of shoppers. From what I've heard and read buyers tend to skew younger, purchase lower limits etc., and are not representative of the gen...
by sankykid
Thu Mar 17, 2011 3:44 pm
Forum: Opinions
Topic: Online Insurance Shoppers
Replies: 10
Views: 3856

Online Insurance Shoppers

Do you guys think that the profile of internet insurance shoppers reflects that of the public at large?
by sankykid
Tue Mar 08, 2011 11:53 am
Forum: Opinions
Topic: Membership in a cluster group
Replies: 4
Views: 2100

Re: Membership in a cluster group

I think the quality of these last two posts is indicative of the poor quality of many recent posts. It's seems clear to me that both of these posts and many more on other topics are simply spamming the message board so they can include their link in the signature line. They're transforming a useful ...