Jam Don't know if you are still looking. One way to beat SF is with a specialty D&O and Umbrella. SF D&O has in the past not given coverage for nonmonetary damages (the top claims for condos) allthough I think they now offer it as an upgraded option. They also do not include the property man...

Call Butch at Island Insurance Services. He has an aviation and Hangar program. He can be reached at (866) 575-3022. They are wonderful folks. Tell him Ron referred you.

The reality is. Personal Lines Auto insurance IS A COMMODITY. The limits are the limits. No company is offering anything different than the other company (save Chubb with agreed value option on personal lines). Other than that, there are some small variations that everyone is jumping on, such as van...

There is no "no call list" for businesses. I am a firm believer that cold calling works. It is NOT the only approach to use by any means, but after you have exhausted networking, referrals, breakfasts, lunches, and dinners with COI's, what is left? Twiddle your thumbs? Of course not.... pi...