The insured should turn in the claim and let their carrier defend them. They will have one of three types of gkll coverage (direct primary, direct excess, or legal liability). Direct primary coverage will pay for the vehicle if it's in the insured's ccc. Legal liability coverage will most likely not...

I recommend that you get the phone and fax # of the person at Erie that actually prints the loss runs. You can start with the main number published on the A.M. Best web site and work your way through the company. Fax a letter to that person signed by the insured. Follow up with a polite phone call a...

jmandas wrote:what is an auto xdate?

Jim Mandas

An xdate is a common term for policy expiration date, or the date the policy is up for renewal.

Yes I agree. I guess I'm seeking assurances that it is the best way to go. Consider the premium being comparable and the deductible is $1000 instead of $500 and it is a per claim deductible. Someone asked about why the concern between a "per claim" and "per occurrence" deductibl...

If you are talking about Acord apps. I found it easiest just to highlight the areas on the app that needed to be completed using an already completed app. I just did the basic Acord 125, auto, property, gl, wc & umbrella.

It's best to ad it to the gl policy. If you're talking about pizza delivery or something like that I know Markel used to write a stand alone policy for me. Try your local surplus lines broker. If all else fails you should be able to go to your state assigned risk plan and get some coverage there.

Find another agent. Insuring a $ 23K ring is just above insurance 101 and just about any agent can handle that for you.

I know a few people who work as independent contractors handling all of the initial work until the policy is written. They receive 50% of the agencies commission (new & renewal). They are responsible for re-marketing accounts if needed and receive no other benefits such as insurance, 401K, car a...

Try Norman, Spencer, McKernan - 800-941-9889 ext. 149 (Jeannie). They can handle all lines if the WC is not high hazard.

Is there a monoline market for valet parking operations in VA?

I'm looking for a company that will write a small dirt bike sales and repair shop. They need coverage for testing off premises and bringing bikes to shows/races to display/sell.

I'm looking for a market to write excess workers' compensation for a school system in VA. The underlying sir is $ 350,000 each occurrence.