I love when I ask if a home is owner or tenant occupied. And the client asks me "Which is cheaper?"

My reply...

"The TRUTH."

I see this situation often and have been told to write a personal lines property policy (DP3) excluding liability and then write a separate commercial lines liabiity policy.(lessor's risk) This seems to be the only way the companies will allow us to write the property w/ an LLC or an "entity&qu...

What state is the risk located in?

I know of a few co's in Florida that will write a bankruptcy.