Search found 42 matches

by gforaker
Thu Mar 08, 2018 12:21 pm
Forum: Hard-to-Place Accounts
Topic: Garage Dealers E&O Policy
Replies: 4
Views: 3711

Re: Garage Dealers E&O Policy

Think again about the situation you are asking about. If you botch the oil change and after you are done, blow the engine, that is not precisely the item you were working on and is likely covered. If you do an engine rebuild and it doesn't run right, then that is not covered. Think about a brake job...
by gforaker
Thu Dec 08, 2016 12:27 pm
Forum: Opinions
Topic: Drive other car
Replies: 8
Views: 6339

Re: Drive other car

This client really needs a named non-owner personal auto policy.
by gforaker
Tue Oct 11, 2016 12:08 pm
Forum: Hard-to-Place Accounts
Topic: Agent Compensation Ideas
Replies: 11
Views: 9535

Re: Agent Compensation Ideas

Most Companies I have seen who complain about having to cut commissions to remain competitive are losing renewals and new quotes by 10% or often much more. Frequently it is over 20%. They are just trying to blame their competitive disadvantage on the agents when it goes much deeper. Progressive and ...
by gforaker
Tue Oct 04, 2016 11:59 am
Forum: Opinions
Topic: Travelers reducing commissions
Replies: 70
Views: 142456

Re: Travelers reducing commissions

Once again d's is right. The local agent is going the way of travel agents, book stores, and to a lesser degree hardware stores. I recall 20 and 30 years ago you could go to an agents meeting and see some pretty prosperous people with homes in Florida or large boats. Now, not so much. The money and ...
by gforaker
Mon Mar 14, 2016 11:35 am
Forum: Opinions
Topic: Agency Management System
Replies: 242
Views: 983897

Re: Agency Management System

If you bave a small agency and any brains you can set up your own agency management system by taking courses to learn Microsoft Access and Excel......and save a ton of money by doing so. If you do that and use Office online you don't even have the software resident on your computers. Its automatica...
by gforaker
Wed Feb 24, 2016 12:30 pm
Forum: Opinions
Topic: Agency Management System for Ocean Marine
Replies: 1
Views: 22205

Re: Agency Management System for Ocean Marine

There are way too many unknowns to give you a complete answer. How many users in your office? Do you currently have a management system? How complicated is your accounting? Do you have to keep track of sub-brokers commissions, split commissions of producers, etc? Do you want to have searchable custo...
by gforaker
Thu Nov 19, 2015 12:35 pm
Forum: Hard-to-Place Accounts
Topic: Franchise Agencies
Replies: 4
Views: 28083

Re: Franchise Agencies

Sorry, but it just seems that you don't understand the business. By the way, you probably mean aggregator. Your question illustrates your inexperience. Imagine going to Chevrolet, Ford or Toyota and telling them you want to start up a new dealership. You will not get them to talk to you even if you ...
by gforaker
Thu Oct 08, 2015 10:57 am
Forum: Opinions
Topic: New Agency Management System
Replies: 8
Views: 39427

Re: New Agency Management System

I need to point out that the original poster wanted a commercial lines agency solution. A vendor that only relies on Quickbooks for accounting is definitely a system for small personal lines or at least direct bill agencies only.
by gforaker
Thu Jun 18, 2015 11:24 am
Forum: Opinions
Topic: Agency Management System
Replies: 92
Views: 150639

Re: Agency Management System

All of the needs you are looking for can be handled by Applied Epic. Yes, it is expensive, but if you are doing that many Certs a day then you are already paying out the money in employee man hours. The accounting is much more flexible than QB which is really just for small agencies. If you really a...
by gforaker
Thu Jun 11, 2015 12:40 pm
Forum: Opinions
Topic: Agency Management System
Replies: 242
Views: 983897

Re: Agency Management System

VLA, take a look at Hawksoft. I think if you are not ready to pay for AMS or Applied, they are a decent choice. They use QB for accounting and also have the forms, database, and activity tracking you need.
by gforaker
Thu Mar 26, 2015 11:38 am
Forum: Opinions
Topic: Agency Management System
Replies: 92
Views: 150639

Re: Agency Management System

Since you are already talking to Nexsure, I think I would get names of 5 agencies in your state which are customers and ask several of them and go see the agency without the salesman along. Applied Systems Epic is the fasted growing system out there and in spite of a few people here who may not have...
by gforaker
Wed Feb 25, 2015 12:59 pm
Forum: Opinions
Topic: Applied EPIC vs. antivirus
Replies: 5
Views: 4125

Re: Applied EPIC vs. antivirus

Lots of agents use Sophos or Norton successfully. I can't imagine that you are unable to add safe areas to AVG. It definitely sounds like an AVG problem. Try asking the question on the Applied User Group newsgroups.
by gforaker
Tue Nov 25, 2014 12:36 pm
Forum: Opinions
Topic: HO-15 vs HO-5
Replies: 2
Views: 5102

Re: HO-15 vs HO-5

You will need to read the HO 5 policy and compare it to the HO-3 policy with the HO-15 Endorsement, then you need to read all of the endorsements attached to each policy, as each of the endorsements may affect the entire policy. Be careful if you are comparing ISO and "Non-ISO" contracts. The advan...
by gforaker
Thu Aug 21, 2014 11:08 am
Forum: Opinions
Topic: Moving (driving) cars between 2 locations. What coverage?
Replies: 4
Views: 3871

Re: Moving (driving) cars between 2 locations. What coverage

It sounds very similar to a valet parking exposure. Try writing it with companies which write that kind of risk on a Garage policy.
by gforaker
Tue Aug 12, 2014 11:06 am
Forum: Opinions
Topic: Agency Management System
Replies: 242
Views: 983897

Re: Agency Management System

Last time I looked at Hawksoft a few years ago, it seemed to be one of the better choices for a very small agency. It is minimal and not as complete as they like to claim, but still OK as a starter system. Give up on the Mac's. I know there are lots of Apple Fanboys out there and I use many Apple pr...