This is exactly the problem... Even Foremost, Travelers, State Farm, Safeco, and smaller mutual companies all will not write if dog has previously bitten - regardless of circumstance. The question is right on the application so I have to answer it.

I have an insured with a dog who has previously bitten. Even though the dog was a guidedog, on her own property and provoked enough that I would have bit the hoodlum, the state is requiring insurance to cover the dog liability or the dog must be put down. I wrote a policy through X insurance, but th...

I have a long time customer with a beautiful log home with 5 horses, some goats and some chickens. There are a couple old sheds that need some work and would have to be excluded. I have had a horrible time trying to find someone to insure this property with RCV on the house. I am an independent agen...