Did you try contacting a wholesale broker / MGA to check with non-standard markets?

Also, I just found this link on places to find umbrella or canine liability coverage:

http://dogbitelaw.com/insurance-for-dog ... rance.html

Customers have to want to buy insurance from you because of your service and expertise. You hear it time and time again that insurance is a people business so spend time on differentiating yourself versus focusing too much on carriers. At the end of the day most insurance companies have similar rati...

ladybroker, you are correct. Technically it is not a SIR in the context of the policy and I should have clarified further. My point was that it would not be handled as a deductible in which the company pays the amount and seeks reimbursement from the insured. The insured would be directly responsibl...

...It would be a $1m self insured retention.

An umbrella policy is written and intended to be excess over a primary policy - GL, AL, EL. I don't know why any carrier would write an umbrella policy without proof of primary coverage in place and properly scheduled on the policy. One could assume that the client had GL in place when coverage was ...

I may be missing something but it looks like American Modern only offers specialized property coverages. Umbrellas are normally written over liability coverages (GL, AL, EL), though I am not sure on the personal lines side, but maybe this is why you are having difficulty? Perhaps securing a separate...