Search found 274 matches
- Fri Jan 26, 2018 8:55 am
- Forum: Opinions
- Topic: Employees vs Independent Contractor for Sales
- Replies: 1
- Views: 8450
Re: Employees vs Independent Contractor for Sales
You'd want to check with an attorney well versed in IRS and EEOC guidelines. Most likely this would fail both EEOC and IRS tests for true independent contractor status.
- Mon Apr 17, 2017 6:07 am
- Forum: Opinions
- Topic: Bankruptcy
- Replies: 1
- Views: 6976
Re: Bankruptcy
You should discuss this with an attorney as a forum board isn't the best place for legal advice
- Tue Dec 06, 2016 7:20 am
- Forum: Opinions
- Topic: Drive other car
- Replies: 8
- Views: 22413
Re: Drive other car
If the vehicle is registered to the LLC, and not the corporation, you may have a problem. If there is no majority interest in both the corporation and LLC (i.e. wife owns 51% or more of both), then the insurance on the corporation may not extend to cover the LLC.
- Tue Nov 01, 2016 8:09 am
- Forum: Opinions
- Topic: Liberty Mutual (Texas)
- Replies: 2
- Views: 13817
Re: Liberty Mutual
At least here in Texas, Liberty Mutual started re-valuing the replacement cost of dwellings - usually increasing their "valuation" 25-50% with no real explanation (a bit of research showed they were using Marshall Swift as guidance and putting everyone into the most expensive category poss...
- Tue Oct 11, 2016 7:02 am
- Forum: Hard-to-Place Accounts
- Topic: WC Market MLR Risk bad Losses
- Replies: 3
- Views: 15684
Re: WC Market MLR Risk bad Losses
The one thing you need to ask of your client first, before approaching ANY insurance carrier - what level of commitment will they have at implementing any loss control recommendations to help address their loss history?
- Wed Aug 17, 2016 12:36 pm
- Forum: Opinions
- Topic: Does Anyone have am automated solution for payment reminders
- Replies: 10
- Views: 23265
Re: Does Anyone have am automated solution for payment remin
What happened to people being responsible for their own actions/inactions?
- Thu Jun 30, 2016 6:18 am
- Forum: Opinions
- Topic: Certs - when will agents all get on the same page
- Replies: 8
- Views: 25919
Re: Certs - when will agents all get on the same page
I would hate to tell you how many times I have to explain to an insurance agent how to properly fill out a COI to evidence the correct insurance coverages.
'course...I work in risk management and have 25 years of insurance background and paid attention in all the classes I took.
'course...I work in risk management and have 25 years of insurance background and paid attention in all the classes I took.
- Mon Feb 22, 2016 6:54 am
- Forum: Opinions
- Topic: Liability exposure co-signing for auto loan
- Replies: 3
- Views: 41055
Re: Liability exposure co-signing for auto loan
They have the same liability as their grandson. i.e. if their grandson causes an accident, they can be sued also, since their name is on the loan and the title. They should also be named on the insurance policy their grandson has, and make sure that there are adequate liability limits.
- Thu Feb 18, 2016 12:49 pm
- Forum: Hard-to-Place Accounts
- Topic: She gave me proof of insurance, but I am NOT insured...?
- Replies: 10
- Views: 67198
Re: She gave me proof of insurance, but I am NOT insured...?
Let me guess - it was a State Farm, Farmers or Allstate agent that coverage was placed with, and not an "independent agent", right?
- Thu Feb 04, 2016 7:50 am
- Forum: Hard-to-Place Accounts
- Topic: New ISO Form
- Replies: 13
- Views: 69465
Re: New ISO Form
What are these "products"? i.e. is it an insurance coverage that hasn't been thought up yet, or ???
- Tue Jan 19, 2016 1:57 pm
- Forum: Opinions
- Topic: Workers comp ghost policy
- Replies: 12
- Views: 200289
Re: Workers comp ghost policy
What sort of entity does this person have? i.e. is it a LLC, S Corp, etc. If it is a LLC, the LLC can purchase W/C and the "members" (owners of the LLC) would be covered for W/C. Without this coverage, the GC could be responsible for any injuries suffered by your client - no matter what so...
- Wed Dec 23, 2015 6:19 am
- Forum: Opinions
- Topic: I received this question from an underwriter
- Replies: 1
- Views: 35992
Re: I received this question from an underwriter
Why not ask the underwriter what they're referring to? 'course...knowing what type of insurance, what you submitted, etc. might also help answer your question (i.e. provide more details)
- Wed Jul 15, 2015 6:19 am
- Forum: Opinions
- Topic: I was hired as CSR; now owner demands I be a producer
- Replies: 16
- Views: 98469
Re: I was hired as CSR; now owner demands I be a producer
In reply to 3blackbelt,...Your reply was demeaning. Yes...yes it was. A "producer" goes out to get new business for the agency. A CSR is normally tasked with maintaining current accounts, upselling (adding needed coverages where there is a gap) and sometimes quoting new business. Asking y...
- Wed Jul 15, 2015 6:13 am
- Forum: Opinions
- Topic: I was hired as CSR; now owner demands I be a producer
- Replies: 16
- Views: 98469
Re: I was hired as CSR; now owner demands I be a producer
Perhaps the agent who you are working for is trying to place you in the position that works best for the agency. . I remember one agency I worked for where I wanted to see my career move in one direction, and one of the principals said something like that - I wanted to move into the employee benefi...
- Mon Jul 13, 2015 8:43 am
- Forum: Opinions
- Topic: I was hired as CSR; now owner demands I be a producer
- Replies: 16
- Views: 98469
Re: I was hired as CSR; now owner demands I be a producer
How big is this agency? i.e. do they have other CSR's that are now "producers"? Do they have anyone else who's job duty is that of a "producer"? Most small to mid-sized insurance agencies (up to 50 employees) usually have specific job descriptions. CSR's are usually tasked with &...