i should be a bit more specific here and say a risk manager as part of a brokerage firm.

of course, feel free to share any experiences in any arena of risk managers.

in my experience in dealing with and/or working with them, they seem to be incompetent, overpaid, lazy, and moronic. when a claim arises, instead of defending the insured, they instead spend time defending themselves, but make it seem like they are trying to defend the insured against the claim. i a...

Bankruptcy policy? Why Bother? Only one way to fix bad credit. Time & Money.Had a guy finance a car that went through a recent BK due to divorce. He put $30K down on a $35K car. Bank financed him at the preferred rate. Maybe the order should be Money & Time. hey there, in case you haven't n...

well, now that is absolutely ridiculous!

what you need is a 'bankruptcy policy.' without that, you cannot file for bankruptcy. not many carriers will write that policy, due to the insured's being so poor, however, i will, as an insurance carrier. i will write you direct. fees are due upfront, due before quoting. once quoted, an additional ...

we need an ethics thread of no-no's.

i got your back, buddy. i hate spam. especially when there are so many typos. drives me crazy.

hey mod. you should at least be deleting the spam too. or is it just me? am i that special? i think i am. thanks for thinking so too, pal.

i see that our mod is modding. good job, joshy.

also, apparently the poster above is a possible halfy spammy. it's like he doesn't know anything about insurance, and then BAM, he pulls something off the internets, written by someone else, and posts it as his own, as if he like is in the KNOW. heh.

I had Geico until now and I switched to Farmers Insurance about 2 months ago. I heard lots of bad things about farmers insurance. today farmers insurance debited my account in the amount of $121 instead of $112. I googled "Farmers Sucks" and I found some user's post that had similar probl...

I had Geico until now and I switched to Farmers Insurance about 2 months ago. I heard lots of bad things about farmers insurance. today farmers insurance debited my account in the amount of $121 instead of $112. I googled "Farmers Sucks" and I found some user's post that had similar probl...

Bodily Injury Limits mean what? and : Property Damage Limit Medical Payments Limit Uninsured/Under insured Motorist Bodily Injury Liability Coverage means what? Uninsured Motorist Property Damage would be what ? Comprehensive Coverage & Deductibles are? Collision Coverage & Deductibles Emer...

hmmmm. let's see...oh yeah... intentional tort. any of you recall what that is? it includes wrongful eviction . this landlord cannot just throw someone out on the street without cause. well, he can, but then again, he can also get sued for it. as for the additional insured status (not named insured ...

Farmer's is gonna sue YOU. and YOU. and YOU. and YOU. hehe.

I am currently working for an insurance company that specializes in insurance for commercial accounts. I'm the receptionist so I really don't do much. I would like to take on more responsibility but here you do not get respect without a liscense. My boss will pay for my classes but I don't know the...