Search found 132 matches

by JAM
Tue Sep 28, 2010 8:57 pm
Forum: Opinions
Topic: Trusted Choice
Replies: 13
Views: 10962

Re: Trusted Choice

Trusted Choice® insurance agents are independent agents representing multiple insurance companies who can offer you a variety of coverage choices to help you customize a plan that provides the protection you want. All Trusted Choice® agencies commit to a Pledge of Performance, which is below. As a ...
by JAM
Tue Sep 28, 2010 8:53 pm
Forum: Opinions
Topic: Trusted Choice
Replies: 13
Views: 10962

Re: Trusted Choice

Jam, are you serious? What prompted you to "play around" on this insurance magazine's web site? You have clearly demonstrated your complete lack of knowledge of this industry and it is obvious you should go mess around in another industry. Seriously, you must have a bunch of free time... ...
by JAM
Tue Sep 28, 2010 7:33 am
Forum: Opinions
Topic: Trusted Choice
Replies: 13
Views: 10962

Trusted Choice

I was wondering if anyone knew what Trusted choice is, What do they do? The website is rather vague. thanks
by JAM
Tue Sep 28, 2010 7:22 am
Forum: Hard-to-Place Accounts
Topic: personal umbrella
Replies: 3
Views: 3654

Re: personal umbrella

Try RLI as well.
by JAM
Tue Sep 28, 2010 7:17 am
Forum: Opinions
Topic: CIC Designation
Replies: 12
Views: 56168

CIC Designation

I have been thinking about taking the CIC courses for a while. I need some advice on how to prepare for the classes. How much studying does one need to do ahead of going to the class?
Are the books sold by them cover the material properly?
Any advice would be appreciated.
by JAM
Sun Sep 26, 2010 10:14 pm
Forum: Opinions
Topic: Lexis/Nexis Insurance Exchange
Replies: 2
Views: 4144

Re: Lexis/Nexis Insurance Exchange

Any ideas on the costs?
by JAM
Fri Sep 24, 2010 8:26 am
Forum: Hard-to-Place Accounts
Topic: looking for new high value homeowners programs
Replies: 4
Views: 4382

Re: looking for new high value homeowners programs

I hear Allied has great rates, Ive written a few with ACE and the price is great and they package is very nice. One of the features they have is each year you go without a claim your ded is reduced by 10%. also, they waive the ded for claims over 50k. If you package it with auto, umbrella, and valua...
by JAM
Thu Sep 23, 2010 7:36 pm
Forum: Opinions
Topic: Best Personal lines rates in CA
Replies: 15
Views: 20456

Re: Best Personal lines rates in CA

I'm an agent in Southern California and have all the best appointments. If you already have Travelers, Safeco, and MetLife I would add Mercury. Their rates are good with preferred and non-standard risks. Allied is good also but they are always wanting more and more production. Ps. I have been an ag...
by JAM
Thu Sep 23, 2010 7:29 pm
Forum: Opinions
Topic: CA Prop.17 - Portable Persistency
Replies: 15
Views: 13203

Re: CA Prop.17 - Portable Persistency

Years of driving experience (age), driving record and the garbage about being a Prop 103 Well I guess I'm not as experiences as you. But I do know that All of the above factors do count in Insurance rating. Mercury is one of the top 3-5 auto insurers in CA. based upon premium for a reason. The migh...
by JAM
Wed Sep 22, 2010 5:22 pm
Forum: Opinions
Topic: Best Personal lines rates in CA
Replies: 15
Views: 20456

Re: Best Personal lines rates in CA

I do most of my business in Oramge, and LA counties. Is Allied pretty good there, what about encompass and Kemper.
by JAM
Tue Sep 21, 2010 8:05 pm
Forum: Opinions
Topic: Best Personal lines rates in CA
Replies: 15
Views: 20456

Best Personal lines rates in CA

Im looking to add a personal Lines carrier that had very competitive rates in CA. We already have Travelers, safeco, metlife Any suggestions.
by JAM
Tue Sep 21, 2010 7:43 pm
Forum: Opinions
Topic: CA Prop.17 - Portable Persistency
Replies: 15
Views: 13203

Re: CA Prop.17 - Portable Persistency

Why was Mercury the almost sole backer? As with every question, follow the money. They are so competitive that they regularly eat the direct writers' & captives' lunches when given the opportunity to compete with them square up for their best clients. They did for years until they were forced t...
by JAM
Fri Sep 17, 2010 10:05 pm
Forum: Opinions
Topic: CA Prop.17 - Portable Persistency
Replies: 15
Views: 13203

Re: CA Prop.17 - Portable Persistency

Persistency discounts are generally small discounts. (3-6%). On the other hand if you did not have Insurance you could get hit with a 20% surcharge. I did not have insurance when I was in college and rode my bike. What if you did not own a car for a while? The real question is why was Mercury the on...
by JAM
Thu Sep 16, 2010 6:38 pm
Forum: Opinions
Topic: CA Prop.17 - Portable Persistency
Replies: 15
Views: 13203

Re: CA Prop.17 - Portable Persistency

Smart Guy, thanks for the spelling lesson. I often type way to fast. As far as this issue is concerned and to the best of my knowledge Mercury was the only Co. backing this legislation. That is proof enough for me to have voted against it. As the campaign for Proposition 17 kicked off, Mercury Insur...
by JAM
Thu Sep 16, 2010 6:23 pm
Forum: Hard-to-Place Accounts
Topic: restaurant with entertainment CA
Replies: 8
Views: 7099

Re: restaurant with entertainment CA

well this is not a club or bar and there is no dance floor. Its an average family joint that has a dinner and magic show for kids two nights a week. All standard carriers should take this. I think the GA people are the idiots.