Search found 21 matches

by saabins
Mon Mar 05, 2012 7:04 pm
Forum: Hard-to-Place Accounts
Topic: Producer Compensation-Florida
Replies: 5
Views: 4434

Re: Producer Compensation-Florida

Follow up question is, How do agents compensate their producers on renewal? I own a small agency and has a very good relationship with my producer. I want to do good by her but at the same time, I want to grow the agency, so my question is what is the rule of thumb when it comes to commission split ...
by saabins
Tue Jan 24, 2012 1:32 pm
Forum: Hard-to-Place Accounts
Topic: Producer Compensation-Florida
Replies: 5
Views: 4434

Re: Producer Compensation-Florida

Thank You. that was my thought as well, but I wanted to get some other opinions
by saabins
Mon Jan 23, 2012 6:29 pm
Forum: Hard-to-Place Accounts
Topic: Producer Compensation-Florida
Replies: 5
Views: 4434

Producer Compensation-Florida

When a producer brings in an account on an AOR, what is the typical compensation for when the account renews. Is it the same as new biz, or is it considered renewal and therefore the compensation % is less?
Thx

Sandy
by saabins
Tue Jan 10, 2012 5:37 pm
Forum: Opinions
Topic: Looking to open my own agency
Replies: 7
Views: 5243

Re: Looking to open my own agency

You didn't say what state you're in and type of insurance, Personal or commercial. I can tell you it's really hard to get direct appointment with homeowners/auto carriers in florida. if its commercial, its easier to get appointed with a wholesaler and there are many that have a really great competit...
by saabins
Sat Oct 15, 2011 12:57 pm
Forum: Hard-to-Place Accounts
Topic: Can you get different rates for same insurer?
Replies: 7
Views: 7718

Re: Can you get different rates for same insurer?

I agree. Your relationship with the underwriter will influence the rate as well as your agencies volume with that particular carrier. If you are a high volume agency with them, you will get the best rates. I have had instances where I have gotten 2 different quotes with the same carrier thru 2 diffe...
by saabins
Thu Sep 15, 2011 6:55 am
Forum: Hard-to-Place Accounts
Topic: Florida Statutes on agent writing owner/tenant
Replies: 0
Views: 3415

Florida Statutes on agent writing owner/tenant

Does anyone know what the Florida Statute says about an agent writing the coverage for both the owner of a building and the tenant of same building??
Any help is appreciated.
by saabins
Tue Aug 23, 2011 6:10 pm
Forum: Hard-to-Place Accounts
Topic: Merchant Services
Replies: 4
Views: 2998

Re: Merchant Services

I am surprised that no one has responded to this post. I wanted to get feedback before I decide which way to go on this service. I'm sure a lot of companies utilize this service. Anyone??
by saabins
Mon Aug 15, 2011 2:23 pm
Forum: Hard-to-Place Accounts
Topic: Merchant Services
Replies: 4
Views: 2998

Merchant Services

Hoping to get some feedback on this topic. Any recommendations, suggestions, negative/positive feedback on your experience with this service?
I have not been getting good customer service on my current account and am looking to switch
any feedback is appreciated.

Thx
sandras@saabinsurances.com
by saabins
Tue Aug 02, 2011 9:08 am
Forum: Opinions
Topic: Misleading Advertising
Replies: 8
Views: 8754

Re: Misleading Advertising

The reason I get upset at this type of advertising is that there are people out there who beleive that they can get $9 insurance and they want you the agent to match and feel that you, the legit agent is trying to rip them off when you try to tell them there is no such thing. Here in florida, Person...
by saabins
Tue Aug 02, 2011 7:47 am
Forum: Hard-to-Place Accounts
Topic: In search of separate Umbrella for standard carrier policies
Replies: 7
Views: 4858

Re: In search of separate Umbrella for standard carrier poli

I have found much success with personalumbrella.com. and their prices are very competitive. check them out as they I beleive they write in CA as well
sandras@saabinsurances.com
by saabins
Sun Jul 24, 2011 5:58 pm
Forum: Hard-to-Place Accounts
Topic: Identity Theft coverage
Replies: 5
Views: 4309

Re: Identity Theft coverage

You can also check with AIG & Chubb. They have some really good coverage for this exposure
by saabins
Fri May 27, 2011 5:56 pm
Forum: Hard-to-Place Accounts
Topic: Policies written through E&S markets--Florida
Replies: 3
Views: 3007

Policies written through E&S markets--Florida

I am curious to find out if there is a specific rule against putting my agency's information over that of the E&S broker that the policy is written through. So instead of the E&S broker's name shown as agent on the policy, I put my agency's label over that of the E&S broker. Let me now i...
by saabins
Fri May 27, 2011 5:45 pm
Forum: Opinions
Topic: Ethical Problem - Please help!
Replies: 9
Views: 6036

Re: Ethical Problem - Please help!

start looking for a job pronto. you will be the one to blame if anything happens and your boss is unethical and immoral!!
by saabins
Fri May 27, 2011 5:42 pm
Forum: Opinions
Topic: ..a complicate package prospect question!..
Replies: 5
Views: 3544

Re: ..a complicate package prospect question!..

is she currently in a standard market? if so, it will be difficult to get an E&S market to be competitive, but that would be my suggestion, an E&S market