Search found 5 matches

by itzawlgud
Sat Apr 14, 2012 6:14 pm
Forum: Opinions
Topic: Why I believe in insurance agents
Replies: 9
Views: 18045

Re: Why I believe in insurance agents

very nice, thanks for sharing.
by itzawlgud
Thu Jan 05, 2012 5:02 am
Forum: Opinions
Topic: Do you purchase Damage Waiver when renting a car?
Replies: 24
Views: 38515

Re: Do you purchase Damage Waiver when renting a car?

if you have an AF while driving a rental car it will still affect your rates same as if you got a speeding ticket in a rental car. buying the damage waiver will not change that.
by itzawlgud
Sun Oct 02, 2011 4:35 pm
Forum: Opinions
Topic: Apartment complex wants to be additional interest
Replies: 9
Views: 16977

Re: Apartment complex wants to be additional interest

"They want to be named as Additional Interest," or "Certificate Holder" or "Additional Interested Party. I called and asked, are you asking to be additional insured, what exactly do you want? " By your own post, they were not askong to be added as an Additional Insured ...
by itzawlgud
Thu Jul 21, 2011 4:53 pm
Forum: Opinions
Topic: Selling An Agency
Replies: 5
Views: 6569

Re: Selling An Agency

Agency valuation can be tricky. One resource would be to contact lenders that specilize in lending for agency purchases. Since they are the ones that will be "cutting the check" their valuation could have a huge play in the finalization of any deal. Regardless, it's a cash flow deal. Comis...
by itzawlgud
Thu Jul 21, 2011 4:39 pm
Forum: Hard-to-Place Accounts
Topic: CA-Guaranteed Replacement Cost
Replies: 15
Views: 21182

Re: CA-Guaranteed Replacement Cost

GRC was the policy language used when I started my career in 1989 but was phased out soon thereafter and the language restricting the GRC to a percentage above insured value typically at 20-25% was inserted. From my perspective and experience it made no sense not to have some type of cap above insur...