Search found 48 matches

by CoJones
Tue Jan 13, 2015 1:40 pm
Forum: Opinions
Topic: New Agency E&O coverage.
Replies: 3
Views: 5508

New Agency E&O coverage.

I'm agent looking to start an agency in up-state NY. I need E&O coverage, looking for carrier.

Any suggestions..

Thanks
by CoJones
Tue Nov 04, 2014 2:19 pm
Forum: Opinions
Topic: Minimum and Deposit Premium GL
Replies: 4
Views: 8939

Minimum and Deposit Premium GL

Has anyone see this ? The agent stated that the policy was auditable based on sales and that the year-end sales had been lower than expected, which indicated a return of premium to the client. The agent stated that the insurer refused to provide a return premium because the policy was written with a...
by CoJones
Fri Oct 24, 2014 5:17 pm
Forum: Opinions
Topic: What's hot' right now.
Replies: 7
Views: 8559

Re: What's hot' right now.

Come on guy's...lol What are your marketing rep's bugging you to write... I know they are in your office.. Are you serious? Insurers still have marketing reps? I thought that those positions went out about 25 years ago and that their "duties" were folded into those of underwriters or dire...
by CoJones
Thu Oct 09, 2014 5:04 am
Forum: Opinions
Topic: Aggregator
Replies: 5
Views: 6766

Re: Aggregator

Are their any aggregators that don't charge a monthly fee?
by CoJones
Tue Oct 07, 2014 11:24 am
Forum: Opinions
Topic: State Farm
Replies: 5
Views: 9412

Re: State Farm

State Farm may own the polices, but NOT the Agent... In Florida and a coming soon to your state... All of the smart State Farm agents know there is a brighter way to do business, have an independent agency on the side that you can own and leverage against your "captive" parent. If your ca...
by CoJones
Tue Oct 07, 2014 11:22 am
Forum: Opinions
Topic: What's hot' right now.
Replies: 7
Views: 8559

Re: What's hot' right now.

Come on guy's...lol What are your marketing rep's bugging you to write... I know they are in your office..
by CoJones
Tue Oct 07, 2014 11:21 am
Forum: Opinions
Topic: The next five years
Replies: 15
Views: 14204

Re: The next five years

For personal lines, carriers have been doing online distribution for several years now. Right now, it's not generally possible for businesses to go online and buy insurance (except maybe things like Auto with Progressive, or programs like the stuff K&K does). Do you all see companies starting t...
by CoJones
Tue Oct 07, 2014 11:08 am
Forum: Opinions
Topic: The next five years
Replies: 15
Views: 14204

Re: The next five years

Re: The next five years by randrew54 » Fri Oct 03, 2014 11:42 am I agree with the comments above. We are realigning our agency with insurance companies that do not have multiple distribution channels, value the independent agency system and compensate fairly. Agents need to wake up and fight back if...
by CoJones
Mon Sep 29, 2014 6:11 pm
Forum: Opinions
Topic: What's hot' right now.
Replies: 7
Views: 8559

What's hot' right now.

What are your agencies writing right now. What emerging markets are you most excited for this upcoming year.
I know Merchants is looking for restaurants.

Let me know your thoughts...
by CoJones
Mon Sep 29, 2014 6:00 pm
Forum: Opinions
Topic: The next five years
Replies: 15
Views: 14204

The next five years

Where do you see insurance going in the next five years. What company are you looking forward to working with.
by CoJones
Mon Sep 22, 2014 7:41 am
Forum: Opinions
Topic: State Farm
Replies: 5
Views: 9412

Re: State Farm

agent14 wrote:If this were possible, you would have heard about this by now. State Farm owns the policies, not the agent. Once you look at the ownership of the book, you will realize the answer to your question.
Thanks for your answer.....
by CoJones
Fri Sep 19, 2014 7:06 pm
Forum: Opinions
Topic: State Farm
Replies: 5
Views: 9412

State Farm

Are State agents able to sell their books of business to independent agents ?
by CoJones
Tue Sep 02, 2014 1:27 pm
Forum: Opinions
Topic: Aggregator
Replies: 5
Views: 6766

Re: Aggregator

JulieTinney wrote:CoJones, this recent IJ list of the Top 20 Agency Partnerships by revenue may be helpful in your search. Good luck!
http://www.insurancejournal.com/top-20- ... tnerships/
Thanks for the info, The Iroquois Group is doing well..
by CoJones
Tue Sep 02, 2014 1:25 pm
Forum: Opinions
Topic: Cyber liability Insurance
Replies: 4
Views: 4626

Cyber liability Insurance

What's markets are the best for Cyber Liability coverage ?

I'm looking to make this more of a foucs in the angecy.

Thanks
by CoJones
Thu Aug 21, 2014 5:51 am
Forum: Opinions
Topic: Aggregator
Replies: 5
Views: 6766

Aggregator

I'm agent in upstate NY. I'm looking to work with Insurance Aggregator. I was wondering if anyone has any success with them.

I'm also looking to retain my book. I'm not interested any program that I would have to buy back my book from.