In California I've used Builders & Tradesmen Insurance Services, Inc. I don't know if they write in your area but its worth checking out their website.

See http://www.btisinc.com.

I'm in California and trying to keep an eye on the "lowest quote" situation. The way I see it, at least in the commercial p&c arena, there are enough differences between company a and company b's forms, coverages, deductibles, etc that I would be able to argue just about any quote is t...

I agree that $99,000 is correct. The maximum covered loss is $100,000 of which the insured pays the first $1,000.

You are probably going to have to look at personal sources--small business loans just aren't available. An equity line on your home is a good source of emergency cash--and if you shop you will find one that doesn't cost you anything until you actually use the money. Just be aware that your home is n...

In California you can check the Department of Insurance website. They will not approve a name that is already in use or is misleading. Also, most county clerks offices have on-line databases of fictitious name statements (dba's) that have been filed. As for the US Patents & Trademarks web site, ...

As I stated in a previous topic, I use Superior Access as a last resort for some small commercial risks. Personally, I have found their service lacking. Maybe their underwriters are overworked but I have had difficulty getting a response to e-mails and phone messages. In fact, I have one artisan con...

You could try http://www.superioraccess.com. I use them as a last resort for some small commercial and some personal lines. I must warn you that their customer service is lacking and often their on-line price indications are way off. As for E&O, its a cost of doing business. When I paid mine las...

I use them as a way to get access to Hartford, Safeco, and CNA BOPs without any broker fee. I usually get a quote in 2 days and then its just click to bind and everything is direct billed. I have also used SuperiorAccess.com for the same products but they have $150-$250 broker fees. Overall, Insuran...