Search found 44 matches

by dev1nsan
Thu Dec 09, 2010 1:06 pm
Forum: Hard-to-Place Accounts
Topic: single security guard worker's comp
Replies: 2
Views: 1453

single security guard worker's comp

I have a laundromat owner that wants to hire his own security guard, he currently has a security guard hired through a security guard firm but wants to hire him on his own. Is that possible, will anyone offer worker's comp on a single security guard?
by dev1nsan
Mon Oct 04, 2010 6:19 pm
Forum: Opinions
Topic: Insurance rating software
Replies: 35
Views: 22764

Re: Insurance rating software

I agree with the last two post, we need more choices in California, it seems FSC knows they have a grip on the California market so they can charge a premium. We need more competition, it seems like Quomation is headed in the right direction but it's not quite there yet. I think we especially need a...
by dev1nsan
Wed Aug 25, 2010 11:50 pm
Forum: Opinions
Topic: Selling life insurance with no experience
Replies: 10
Views: 14586

Selling life insurance with no experience

I recently passed the life and health exam and I'm not sure which direction to go. I've been running a P&C agency for about 6 years now, we mostly sell non-standard auto insurance. I want to start selling life insurance but I'm not sure if should go with a wholesale broker or a captive company (spec...
by dev1nsan
Wed Mar 10, 2010 4:14 pm
Forum: Opinions
Topic: franchising additional offices
Replies: 2
Views: 1014

Re: franchising additional offices

No it will be a branch of my agency, so yes it will be under my contract with the carriers, under my E&O.
by dev1nsan
Wed Mar 10, 2010 10:41 am
Forum: Opinions
Topic: franchising additional offices
Replies: 2
Views: 1014

franchising additional offices

I currently own a P&C agency and have two locations. We mostly write standard auto policies but I do have a couple of preferred carriers. I have a friend and former co-worker who's interested in opening an additional office under my license, he would pay for the up front cost to get the office set u...
by dev1nsan
Fri Oct 30, 2009 4:37 pm
Forum: Hard-to-Place Accounts
Topic: Collateral Protection Insurance
Replies: 2
Views: 1184

Collateral Protection Insurance

Does any one know where I can place this business. A title loan company that wants to force place insurance on cars that they have a lien on.
by dev1nsan
Tue Sep 29, 2009 10:10 pm
Forum: Opinions
Topic: Agency owners, what program to handle commission splits
Replies: 4
Views: 2158

Agency owners, what program to handle commission splits

I currently pay employees on salary plus percentage of broker fees. I'd like to start paying on percentage of the commission as well and I figured an agency management system would be able to download the detailed commissions and do this for me, but after looking into my first agency system, it look...
by dev1nsan
Thu Sep 11, 2008 9:38 am
Forum: Opinions
Topic: Mercury broker appointment
Replies: 25
Views: 11493

Re: Mercury broker appointment

I would love to get an agency appointment, but from my understanding it is much harder then a broker appointment. Is it pretty easy to switch over to an agency appointment?
by dev1nsan
Wed Sep 10, 2008 11:55 am
Forum: Opinions
Topic: Mercury broker appointment
Replies: 25
Views: 11493

Mercury broker appointment

anybody familiar with the Mercury broker appointment, it states no advertising and one year agreement. Seems odd that they wouldn't allow you to even put a sign in your store.
by dev1nsan
Tue Jun 10, 2008 2:06 pm
Forum: Opinions
Topic: Postcard mailers
Replies: 16
Views: 7244

Re: Postcard mailers

OK so pretty much unless your in the middle of nowhere, most likely the old fashion way doesn't work anymore. I can agree with some of that, but what else is there. Unless your willing to spend big bucks on online advertising then you'll just end up on the 20th page on google.
by dev1nsan
Thu Jun 05, 2008 1:12 pm
Forum: Opinions
Topic: Postcard mailers
Replies: 16
Views: 7244

Re: Postcard mailers

I would love to target the preferred market but I don't have any preferred carriers to place them with. I could use a superior access but its not your book of business and getting a quote takes 24 hours. What I mean by postcard mailers is sending out postcards to random people in a targeted area. Ri...
by dev1nsan
Wed Jun 04, 2008 1:58 pm
Forum: Opinions
Topic: Postcard mailers
Replies: 16
Views: 7244

Postcard mailers

Wanted to get some thoughts on the effectiveness of postcard mailers, specifically for non-standard auto. Has any one tried it and would you recommend it.
by dev1nsan
Wed May 28, 2008 11:26 am
Forum: Opinions
Topic: time management for employees
Replies: 15
Views: 4431

Re: time management for employees

Thats some good advice almost40, a lot of it pertains to commercial insurance but some are sill useful to use even though we mainly right personal lines.

darnovak, i don't get what your trying to say, can you elaborate.
by dev1nsan
Fri May 23, 2008 3:10 pm
Forum: Opinions
Topic: time management for employees
Replies: 15
Views: 4431

time management for employees

I have a small independent P&C agency with two employees, I'm having a hard time thinking of things for them to do. They're day consist of calling Lapse or Pending cancel policys and prospects in between writing business and servicing them. What are some of things you guys have them do. thanks for a...
by dev1nsan
Tue Jan 29, 2008 4:17 pm
Forum: Opinions
Topic: need recommendations to add to new insurance office
Replies: 9
Views: 2827

hey thanks for the replys, yea after giving it some thought, selling something that doesn't compliment insurance is going to look pretty tacky. Mortgage brokers or something along that line would probably be my best bet. Thanks again.