Search found 78 matches

by robmejia
Sun Mar 03, 2013 6:20 pm
Forum: Hard-to-Place Accounts
Topic: Insurance directories??
Replies: 9
Views: 10435

Re: Insurance directories??

People who are looking for insurance companies don't rely heavily on directories anymore. But if it is in a resource page of a renowned and trusted insurance website or blog, then they may deem your listing to be of value. Try to have link exchanges with insurance websites or blogs like http://www.i...
by robmejia
Fri Jan 04, 2013 5:55 am
Forum: Hard-to-Place Accounts
Topic: Can You Deduct Long Term Care Insurance Premiums?
Replies: 2
Views: 15970

Can You Deduct Long Term Care Insurance Premiums?

The LTC insurance premiums of tax qualified policies are regarded as medical expenses based on IRS guidelines. Tax deductions can be done of your medical expenses reached more than 7.5% of your adjusted gross income. The exceeding costs can be declared as an itemized deduction on Schedule A. Here's ...
by robmejia
Fri Oct 19, 2012 8:55 am
Forum: Hard-to-Place Accounts
Topic: Swimming Pool Contractor in NY
Replies: 1
Views: 4087

Re: Swimming Pool Contractor in NY

Surf the net for various choices. superpages.com provides a directory of this where you can choose from. But the best choice would be to ask a friend/relative to refer a contractor whom they have worked with before already.
by robmejia
Sat Sep 29, 2012 9:47 pm
Forum: Hard-to-Place Accounts
Topic: Long Term Care Tax Advantages
Replies: 1
Views: 6870

Long Term Care Tax Advantages

Do you know that there are Long Term Care tax advantages. Paying premiums through your business is an ideal way to take advantage of tax breaks in your insurance plan. Depending on the type of business (ex. C-Corp, S-Corp, partnership, etc.) a large portion of the premiums may be tax deductible.
by robmejia
Thu Sep 20, 2012 7:30 pm
Forum: Hard-to-Place Accounts
Topic: Make Your Long Term Care Insurance Premiums Affordable
Replies: 1
Views: 6711

Make Your Long Term Care Insurance Premiums Affordable

How to make long term care insurance premiums more affordable: 1. If you would ask for insurance quotations from not only one insurance company, you they might discover insurance packages with cheaper rates that may also provide almost the same benefits that more expensive insurance plans give. 2. L...
by robmejia
Thu Sep 20, 2012 7:19 pm
Forum: Hard-to-Place Accounts
Topic: Computer Fraud / Crime Coverage
Replies: 4
Views: 4832

Re: Computer Fraud / Crime Coverage

Try insurecast. They have a fidelity/crime insurance that covers computer fraud, wire transfer fraud, counterfeiting, robbery, etc.
by robmejia
Thu Sep 20, 2012 7:08 pm
Forum: Hard-to-Place Accounts
Topic: Best Comp Market for Restaurant w/ Heavy Losses
Replies: 2
Views: 4458

Re: Best Comp Market for Restaurant w/ Heavy Losses

Well you can go for a loss of business insurance. If you lose sales through a specific cause, this type of policy can recoup some of the income. I think Farmers' has an all-in-one restaurant insurance that you might want to check out
by robmejia
Thu Sep 20, 2012 6:56 pm
Forum: Opinions
Topic: Buying IA - Current Multiplier?
Replies: 6
Views: 7384

Re: Buying IA - Current Multiplier?

This valuation is very subjective and there will be a variation in people’s attitudes and opinions for the valuation figures. But mostly, for insurance agencies it's usually based on 100%-125% of annual commissions
by robmejia
Thu Sep 20, 2012 6:44 pm
Forum: Opinions
Topic: Reliable Car Insurance Quotes
Replies: 9
Views: 14142

Re: Reliable Car Insurance Quotes

Most insurance websites today offer free quotes. You just have to fill in the details in their online form and you can get instant quotes. Prices will differ among various companies. Try to get quotes from as many companies as you can, take advantage of the free quotes to be able to compare and cont...
by robmejia
Fri Sep 14, 2012 8:15 am
Forum: Hard-to-Place Accounts
Topic: Why Subscribe to a Long Term Care Newsletter
Replies: 0
Views: 4471

Why Subscribe to a Long Term Care Newsletter

Long Term Care Newsletter Perhaps if everybody in the country subscribes to an LTC newsletter it will not take long before we see a reduction in Medicaid’s beneficiaries. At present, majority of LTC recipients are relying on the said federal and state regulated health insurance program for their hea...
by robmejia
Fri Sep 14, 2012 8:12 am
Forum: Hard-to-Place Accounts
Topic: Earthquake Insurance for Apartment Building
Replies: 6
Views: 7239

Re: Earthquake Insurance for Apartment Building

I agree with one of the posts. Location is really a big factor. Those who live in earthquake prone areas would be more interested in an insurance product that can provide them coverage from the effects of earthquake. You might want to consider going out of US and selling to those countries in the Pa...
by robmejia
Fri Sep 14, 2012 8:03 am
Forum: Hard-to-Place Accounts
Topic: Disability Model Indemnity Plan?
Replies: 0
Views: 4750

Disability Model Indemnity Plan?

According to Robyn I. Stone, a renowned researcher on aging and long term care, the disability model indemnity plan, also known as the cash plan appeals to both the senior population and disabled people under age 65 because it allows them more flexibility in dealing with their health care needs. It ...
by robmejia
Fri Sep 14, 2012 7:56 am
Forum: Hard-to-Place Accounts
Topic: Wind Exposure-West Coast Florida
Replies: 3
Views: 4936

Re: Wind Exposure-West Coast Florida

Couldn't the wind just be added in the acts of god/nature clause?
by robmejia
Fri Sep 14, 2012 7:51 am
Forum: Opinions
Topic: Email Marketing List Provider
Replies: 2
Views: 3210

Re: Email Marketing List Provider

You might also want to try online advertisements. Most people today have access to the net and are often online in social networking sites or news and info websites. Manage your ads and proper placement may help
by robmejia
Fri Sep 14, 2012 7:46 am
Forum: Opinions
Topic: Selling a complementary product alongside insurance policies
Replies: 2
Views: 3695

Re: Selling a complementary product alongside insurance poli

Answer to number 3 is Yes. For number 1, I think as long as the complementary product is not highly similar and conflicting with what you originally sell, then maybe it's ok. For number 2, it would depend on the product. Usually products which are more difficult to sell or has high competitions prov...