Search found 68 matches

by Santa Rosa Ins Broker
Mon Apr 06, 2009 8:03 am
Forum: Opinions
Topic: Are directors of a non-profit corporation at risk?
Replies: 32
Views: 6446

Re: Are directors of a non-profit corporation at risk?

Why do we need Directors and Officers Coverage? The General Liability policy you carry only provides coverage for Liability resulting from Bodily Injury, Physical Damage, Personal Injury and Advertising Injury. What board/trustee behaviors might lead to claims other than BI, PD, PI or AI (Above)? * ...
by Santa Rosa Ins Broker
Tue Nov 04, 2008 8:25 am
Forum: Hard-to-Place Accounts
Topic: Workers comp
Replies: 2
Views: 1326

Re: Workers comp

Talk with a friendly competitor who has State Fund, work out a split on a 1 year placement, then BOR when you have the appointment. The only risk to the friendly competitor is if there is a loss and it affects the contingency check for them.
by Santa Rosa Ins Broker
Fri Oct 31, 2008 7:22 am
Forum: Hard-to-Place Accounts
Topic: Condo as Vacation Rental
Replies: 10
Views: 3477

Re: Condo as Vacation Rental

Either try calling the Underwriter at Hull and asking him/her for the rating worksheets, so you can then see for yourself what is driving the price. Or just asking the Underwriter what can be done to help on price. In addition consider increasing any deductible if this makes sense for the client. I ...
by Santa Rosa Ins Broker
Sat Oct 25, 2008 10:26 pm
Forum: Hard-to-Place Accounts
Topic: GL/Prof Market for Construction Manager(Agent of Owner)
Replies: 5
Views: 1732

Re: GL/Prof Market for Construction Manager(Agent of Owner)

Common guys, somebody spill the beans and let me know carriers names that are writing this business. There are plenty of Surplus Lines carriers I am sure, but what about admitted?
by Santa Rosa Ins Broker
Tue Oct 21, 2008 10:36 am
Forum: Hard-to-Place Accounts
Topic: GL/Prof Market for Construction Manager(Agent of Owner)
Replies: 5
Views: 1732

GL/Prof Market for Construction Manager(Agent of Owner)

I control this account already, and they have been around for 4 years. This construction management company does not perform any construction or draw any plans, simply manage the project for the owners. They simply act as the owners agent and report the status of the project to the owner. If the pro...
by Santa Rosa Ins Broker
Wed Sep 03, 2008 8:03 am
Forum: Opinions
Topic: CA regarding replacement cost
Replies: 5
Views: 1473

Re: CA regarding replacement cost

California Civil Code Section 2955.5

New Law passed in 1988 for California. :D :D
by Santa Rosa Ins Broker
Mon Aug 25, 2008 9:36 pm
Forum: Hard-to-Place Accounts
Topic: GL and Prof for Programmable Logic Controller
Replies: 2
Views: 1382

Re: GL and Prof for Programmable Logic Controller

Thanks but Hartford declined as well. Did not like Asphalt and Concrete processing as PLC customers.
by Santa Rosa Ins Broker
Fri Jul 25, 2008 10:28 am
Forum: Opinions
Topic: Additional Insureds in Workers Comp
Replies: 8
Views: 27236

Re: Additional Insureds in Workers Comp

Keep in mind I am a former State Fund Underwriter, so from experience. The intent of the State Fund endorsement for Additional Insured Employer is to clarify in those situations when a Joint Employment, Borrowed Servant, Lent Employee exposure exists, the policy to which the additional insured statu...
by Santa Rosa Ins Broker
Wed Jun 18, 2008 4:20 pm
Forum: Opinions
Topic: 12/2007 ISO Coverage form
Replies: 3
Views: 2186

Re: 12/2007 ISO Coverage form

http://www.irmi.com/Expert/Articles/200 ... rance.aspx

Wow there was more to this than it looked like on the surface.
by Santa Rosa Ins Broker
Tue Jun 10, 2008 2:03 pm
Forum: Hard-to-Place Accounts
Topic: GL and Prof for Programmable Logic Controller
Replies: 2
Views: 1382

GL and Prof for Programmable Logic Controller

No experience with this type of risk. Looking for GL and Professional for PLC company that programs and installs at manufacturing/industrial plants. My guy will be working with clients who run Concrete and Aggregation plants. Any market suggestions would be appreciated.
by Santa Rosa Ins Broker
Fri Apr 25, 2008 7:00 am
Forum: Hard-to-Place Accounts
Topic: Good market for GL for Fire Sprinkler installer?
Replies: 7
Views: 2928

Re: Good market for GL for Fire Sprinkler installer?

Cover X/First Mercury through any Surplus LInes broker of good size. All-Risks, another surplus lines broker has a program as well. Professional through Socius Insurance.
by Santa Rosa Ins Broker
Tue Mar 04, 2008 10:51 am
Forum: Hard-to-Place Accounts
Topic: 810 Pizza Union
Replies: 3
Views: 1631

Re: 810 Pizza Union

I understand they do a package for GL/Prop/Auto. Insured claims he writes a check to them every month. Have yet to see the policy so no idea who the carrier is.
by Santa Rosa Ins Broker
Mon Mar 03, 2008 3:15 pm
Forum: Hard-to-Place Accounts
Topic: 810 Pizza Union
Replies: 3
Views: 1631

810 Pizza Union

Anybody heard of this program for Pizza Parlor Owners. Good, bad and ugly, let me know.
by Santa Rosa Ins Broker
Fri Feb 29, 2008 12:14 pm
Forum: Hard-to-Place Accounts
Topic: Non structural Welding Shops GL Markets
Replies: 4
Views: 1811

I am not the incumbent broker so I am looking for alternative markets.
by Santa Rosa Ins Broker
Fri Feb 29, 2008 9:17 am
Forum: Hard-to-Place Accounts
Topic: Non structural Welding Shops GL Markets
Replies: 4
Views: 1811

Non structural Welding Shops GL Markets

I would appreciate any help for markets besides Burlington and incumbent Scottsdale/Western Heritage. Mostly retro fits of apartment railings, repairs of fencing(cut out bad piece and weld in new), prefabricated fencing sections welded in place.