You might try Select Insurance Markets http://www.selectinsurancemarkets.com/. They partner with small agencies in getting companies that may not want to plant with a small agency etc. We started with them when our agency was just going independent from captive. Worked pretty well.

You can also protect your word documents from editing with password protect

we use something along the lines of this document, and, as it is a WORD document, we can add to or take away from as needed for the customer. INSURANCE PROGRAM PREPARED EXCLUSIVELY FOR: Policy Dates Prepared by: NAMED INSURED SCHEDULE: Insured Name 2007-2008 Renewal Proposal Property Location Expiri...

We use Westport in our Texas Agency. Access them through our Independent Insurance Agent's assocation. They give us a discount for having over 50% of our employees having the ACSR designations. Very competetive rates (at least in texas)