Search found 78 matches

by Shagster12
Fri Jun 12, 2009 11:10 am
Forum: Hard-to-Place Accounts
Topic: Need a Work Comp Wholesaler
Replies: 10
Views: 7184

Re: Need a Work Comp Wholesaler

I work for an independent agency with pretty strong Comp market ties. But I've used a wholesale facility in the past that I thought was phenominal as they specialized in comp, so you might try the following.
IFIS: International Facilities Insurance Services in Los Angeles.
Good Luck!
by Shagster12
Tue Jun 02, 2009 2:41 pm
Forum: Hard-to-Place Accounts
Topic: Commercial building owner with renovation
Replies: 34
Views: 23418

Re: Commercial building owner with renovation

It will need to stay as-is since I'm sure it's already haunted anyway.....;)
by Shagster12
Tue Jun 02, 2009 1:33 pm
Forum: Hard-to-Place Accounts
Topic: Commercial building owner with renovation
Replies: 34
Views: 23418

Re: Commercial building owner with renovation

Rob,
Whew I'm exhausted.... ;)
Well you're right E&S for this one, and I hope he's a good client 'cause you've already lost money on this deal......:LOL
Good Luck!
by Shagster12
Tue Jun 02, 2009 11:34 am
Forum: Hard-to-Place Accounts
Topic: Commercial building owner with renovation
Replies: 34
Views: 23418

Re: Commercial building owner with renovation

ok Rob,
last question,
if ownership will be the same for the building and the operation of the new business....
Get a GL policy on a BOP for the new Yogurt shop and be done with it. Should be able to rate on-line with any of the standard markets...
Then hire your GC get your certs... finito....
by Shagster12
Tue Jun 02, 2009 11:24 am
Forum: Hard-to-Place Accounts
Topic: Commercial building owner with renovation
Replies: 34
Views: 23418

Re: Commercial building owner with renovation

An LRO policy could still work if he has ownership of the building under his individual name, and the business will be under a seperate entity name. There are many building owners leasing buildings back to their businesses which are under LRO....
by Shagster12
Tue Jun 02, 2009 10:51 am
Forum: Hard-to-Place Accounts
Topic: Commercial building owner with renovation
Replies: 34
Views: 23418

Re: Commercial building owner with renovation

[quote="Rob"][quote="lfarringer"]Rob, My opinion is that your Building owner still needs his own GL policy. Whether he uses insured subs or contracts with them direct merely goes to who pays the most premium for the exposures. LOU[/quote] Agreed. So I need to find a carrier that ...
by Shagster12
Tue Jun 02, 2009 10:46 am
Forum: Hard-to-Place Accounts
Topic: Commercial building owner with renovation
Replies: 34
Views: 23418

Re: Commercial building owner with renovation

"If the contractor is a sole prop without workers compensation or if he does have employees and is excluded from his own policy, couldn't he potentially sue for injury as a result of something on the premises not related to his own construction activities?" Add this thought... If he's excl...
by Shagster12
Tue Jun 02, 2009 10:43 am
Forum: Hard-to-Place Accounts
Topic: Commercial building owner with renovation
Replies: 34
Views: 23418

Re: Commercial building owner with renovation

Ok Rob here's my two cents: Cut through all the 'what ifs' and advise him this; DON'T do the work yourself, hire a fully licensed and insured GC to do the TI and assume the liability for the project, that's why Contractors contract! Then get AIs for the Liability and Work comp policies. Worry about ...
by Shagster12
Mon May 04, 2009 10:34 am
Forum: Hard-to-Place Accounts
Topic: Seeking Workers Comp Markets - CA and Multi-State
Replies: 2
Views: 2462

Re: Seeking Workers Comp Markets - CA and Multi-State

Try these guys. I've used them in the past and they've been very capable. They have multiple carrier access and were usually very resposive. It's been a few years since I've used them since the agency I'm with now has great direct market access, but I doubt they've changed too much. International Fa...
by Shagster12
Mon Apr 20, 2009 10:42 am
Forum: Opinions
Topic: Is anyone using social marketing in their agency?
Replies: 12
Views: 7520

Re: Is anyone using social marketing in their agency?

My two cents.... Social networking sites are not set up for or even allowing for any true prospecting for any businesses. At most they might offer the option of placing a non-interactive banner ad on their site. And as stated previously, when people are on their personal sites they're not there to d...
by Shagster12
Wed Apr 15, 2009 9:19 am
Forum: Opinions
Topic: Best decision?
Replies: 10
Views: 5252

Re: Best decision?

Ok new2, Without a book to bring with you what you have to consider would be the market access each agency offers and if your prior experience meshes with their market commitments and agency plan. For instance, if you have good experience in writing garage risks but one of these agencies has no mark...
by Shagster12
Mon Apr 13, 2009 1:12 pm
Forum: Opinions
Topic: Best decision?
Replies: 10
Views: 5252

Re: Best decision?

One other consideration, If being "coded" a book of business to service on behalf of the agency, what commission level will you be paid on that business and how long will this part of the agreement last? Is this business permanently yours or do they take it back after 1 year, 2 years? And ...
by Shagster12
Mon Apr 13, 2009 1:04 pm
Forum: Opinions
Topic: Best decision?
Replies: 10
Views: 5252

Re: Best decision?

Hi new2, Here's my 2 cents worth. Option 2 looks more attractive but my questions to you are thus; Are you an experienced producer? Will you bring a book with you? What are your qualifications to write new business? Earn future commissions? Recommendations on which option is a better 'fit' for your ...
by Shagster12
Wed Mar 25, 2009 10:29 am
Forum: Hard-to-Place Accounts
Topic: trucker for hire
Replies: 4
Views: 3866

Re: trucker for hire

Hi Jeanette, Seems like it shouldn't be that difficult to cover even though he's not hauling with his own trucks. Not sure if they'll help but you might try MPI in Fullerton. Call 714-525-5656 and ask for Karen. They do a good deal of trucking and might have the facilities to assist you! If not mayb...
by Shagster12
Fri Jan 16, 2009 11:55 am
Forum: Opinions
Topic: You're Boring
Replies: 6
Views: 3674

Re: You're Boring

Big Dog, Having been on the insurance side you do know what value the agent has or should have. What you're saying here is that you've got the wrong agent. An agent who doesn't take the time and expend the energy to understand your needs based on how you see them from an internal standpoint, as well...