I can agree that an office with 50 employees, because ot their economies of scale, may pay a bit less per head than a mom and pop shop. That doesn't mean that a mom and pop shop isn't profitable. If insurance companies take that view individual auto and homeowners would not exist. One fire on your h...

It doesn't make me any happier but I think I see what has happened to the GE Insurance Solutions. GE Insurance Solutions had 90 percent of its reinsurance renewed and there is a proposed sale to Swiss RE. So they are rearranging their books at GE and making such a business decisions will always be c...

I thought I posted this small rant? Late yesterday I received notice that my E&O carrier will not re-new my coverage in October. I don't know why? I called the broker that handles it but they had already closed for the holiday. E&O is a PITA to get and costly. Now I get to know what my clien...

Fishing eh? This fish doesn't feel like bitting.

Haven't been to the forum in a while and I can see that there are still posters posing what they consider Des Carte philosophical thought but in reality they are just jesters dancing & jumping before the court.

It seems that the forum has gone the route of the insurance company wisdom and become IE dependent. I never...ever...never use IE as my browser and haven't for many years. Today I went to the site and it woudn't let me in unless, I use IE. Hey website people can we say...... W3C standards? Oh but th...

I agree that there is not one darn thing wrong with making money. If company "A" and company "B" offer the same benefits but "B" pays a higher commission you are a silly business person to not take the higher commission. I'm not sure what Billy B is talking about in the...

Are you in a situation like my rant PostPosted: 10 Feb 2005 06:44 pm <<Post subject: Reply with quote Ok....here is the scoop I got from the on line place. If your house was built in say...1975 (30 year old house) it would need a plumbing update because you have not updated the plumbing in the last ...

Oh stop... :) we all know that platitudes to sell service and not price. Yea, if I were Glenn and about to launch with about 1 million pounds of thrust, reaching 13,000 MPH rather quickly I would want the best not lowest bidder. BUT we are talking insurance policies not space tech....small differenc...

I have the 1994 manual bu I can't remember ever seeing a newer one. But then I really haven't been looking. I didn't know Honda made forms? Just kidding. I have a 1994 ACORD forms instruction guide that we got from ACORD. It has a sample of each form as well as complete instructions as to what they ...

Hm? When hasn't capitalism been price driven? I must have slept through the econ 101 part that said, always pay the higher price. Price is not the problem. If it costs so much to service and take the risk...that is the price, high or low. Do you have a fiduciary duty to get the best coverage for the...

Ok, I know the Noodle people read this...so here goes. Last fall I thought I'd give Noodle a try. What I have to say is there marketing material is very close to being misleading. They present themselves as having a good selection of companies and their appetite guide looks good BUT......why do I se...

After 23 years selling insurance, I'm running low in steam. Trying to re-quote recent accounts and the latest greatest insurance diatribe is...."don't know where we will get quotes from because of the habitational exposure. Ahhhhhhh, it is always something isn't it. At a party I met a guy from ...

Ok here is my take on this issue. My Accord manual says about the improvement question: "indicate any building improvements have been made since the original construction. Check all applicable improvements and list the year the improvement was made after the improvement name." I read that ...