Search found 130 matches

by mhutch69
Mon Nov 12, 2007 5:45 pm
Forum: Opinions
Topic: Starting Out
Replies: 16
Views: 11901

I am not a recruiter

I am the individual charged with building a direct selling division for a carrier group writing over $150 million in one state. I have the best independent agent opportunities for the right AZ resident agents. They will be licensed non-resident in numerous states and sell via phone all over the coun...
by mhutch69
Fri Nov 09, 2007 4:55 pm
Forum: Opinions
Topic: Starting Out
Replies: 16
Views: 11901

What State?

I may have missed your location, but what state are you located in?

I know of a great new opportunity in AZ. which is expanding via non-resident licensing to CA., TX., and Fl.

Let me know your state. If you try this opportunity, you will not want to be on your own.
by mhutch69
Wed Oct 10, 2007 12:42 pm
Forum: Opinions
Topic: Non compete lawsuit
Replies: 34
Views: 46248

Girl who will not sign non-compete as an agent

My advice is to tell her she has to pay her portion of the expenses. Begin deducting from her check, advertising, errors and omissions insurance, office expenses, rent, etc.etc.etc. She will sign immediately. If not, get the hell out! Who needs people telling you ahead of time they intend to steal f...
by mhutch69
Wed Sep 19, 2007 11:34 am
Forum: Opinions
Topic: Dynamics of Sales Management - CIC CE Class
Replies: 4
Views: 9679

Dynamics of Sales Management - CIC CE Class

Has anyone attended the above class? I need 20 hours of CE anyway but hoped spending some money to go to San Diego would be worth it.

Please let me know.

thanks,


Hutch
by mhutch69
Thu Sep 06, 2007 10:56 am
Forum: Opinions
Topic: E & O COVERAGE FOR AN AGENCY
Replies: 4
Views: 3887

E & O Insurance

What State are you in? I have numerous markets for E & O but limited to AZ. & NV. Might be able to do CA.

Let me know.
by mhutch69
Thu Aug 30, 2007 9:54 am
Forum: Opinions
Topic: Erie and do companies buy the business
Replies: 12
Views: 9276

Personal Lines

I have made a good living over 30 years writing personal lines ONLY. I could compete for commercial, run around town quoting against everybody else, but I do not have an interest. I just wrote a $9,900 homeowners yesterday without leaving my office and by making one phone call to Chubb. I have flyer...
by mhutch69
Tue Aug 21, 2007 11:14 am
Forum: Opinions
Topic: Several Leads Available
Replies: 4
Views: 4225

Internet Leads

What service are you with? How are your leads generated? Any limits on lead credit due to non-contact or bogus info? How many agents in each zip for each lead? How much for non-standard auto leads? I am in AZ. and want to know your total Maricopa County leads per month? How many do you have in CA. a...
by mhutch69
Tue Aug 07, 2007 2:56 pm
Forum: Opinions
Topic: Electronic submission
Replies: 10
Views: 8165

MLight, stay in your current occupation

MLight,

No insurance companies do not want your "emailed" application from an "unlicensed producer" for a client you have never met for coverages you have not inspected, etc. etc. etc.

Stay in your current field, computers. or whatever.
by mhutch69
Wed Aug 01, 2007 1:02 pm
Forum: Opinions
Topic: Vesta Insurance
Replies: 8
Views: 6984

Vesta Insurance

Depending upon the amount of return commissons you owe, I would wait for the liquidator to contact you. In AZ., we had a rash of insolvencies in the '80's and most state liquidators agreed with our producer position that the commissions were fully earned due to the fact that the policy was not cance...
by mhutch69
Fri Jun 01, 2007 8:42 am
Forum: Opinions
Topic: Insurance Scoring
Replies: 18
Views: 14554

Credit Scoring

I was involved in a retro-study on a book of business which had similar results to the Texas study on a smaller scale. Consistently, the average credit score of the policies with claims was lower than the policies without claims. Darnovak, you can whine and cry foul all you like, it is here to stay ...
by mhutch69
Fri May 25, 2007 9:09 am
Forum: Opinions
Topic: New Agency E&O
Replies: 5
Views: 5069

Insurance Agent E & O

What state are you located in? I can help with AZ and NV. I have markets for new producers through seasoned large agencies. As the other post stated, several factors are considered to provide an indication of premium for each agency. Premium Written Type of Coverage sold Annual Commissions In-house ...
by mhutch69
Wed Apr 25, 2007 8:49 am
Forum: Opinions
Topic: PACO Ins agents E&O
Replies: 19
Views: 13758

E & O

I am not talking about placing business with a new company that can be documented as to when your appointment or contract to produce took place. I am talking about telling an E & O company you are producing $500,000 with a certain company when you are actually producing $2,500,000 with that comp...
by mhutch69
Tue Apr 24, 2007 3:21 pm
Forum: Opinions
Topic: PACO Ins agents E&O
Replies: 19
Views: 13758

PACO

I know it is admitted paper in CA and AZ. I have obtained several quotes and they are competitive. If they have a clause allowing them to audit certain information on the application, they are smart. I can not tell you how many producers "lowball" their numbers in order to lower their E &a...
by mhutch69
Wed Apr 18, 2007 11:32 am
Forum: Opinions
Topic: Insurance Agent E&O
Replies: 2
Views: 2999

E & O Insurance

I can help any start up with or without much experience. Just need several apps completed with resumes for owners.

Contact me mhutch69@aol.com
by mhutch69
Mon Apr 16, 2007 12:01 pm
Forum: Opinions
Topic: Corporate structure
Replies: 17
Views: 12379

Corporate Structure

Wlunday, even if the opposing counsel names the agent as an individual, the corporation can not be pierced without proving fraud on the part of the agent. Then the agent can be sued individually. If you have been in litigation, you would understand. If your attorney thinks otherwise, you need a new ...