Search found 366 matches
- Fri Nov 05, 2010 3:25 pm
- Forum: Opinions
- Topic: umbrella underlying limits
- Replies: 11
- Views: 12086
Re: umbrella underlying limits
It's not maybe that the agent allowed it to be written with no underlying GL, what do you do if the client lets the GL lapse during the policy term, and doesn't tell you? AND - as a wholesaler, I don't normally write the underlying GL policies, so I am dependent on my retailers to advise if the unde...
- Thu Nov 04, 2010 2:30 pm
- Forum: Opinions
- Topic: GA's binding responsibility
- Replies: 15
- Views: 13671
Re: GA's binding responsibility
Not to take the GA's side, since I am one....but the part that made me curious was the GA wanting the downpayment prior to binding. Is it possible the insured has some prior payment issues, and that is holding up the process? Other than that, I can think of no reason why a binder would take my offic...
- Mon Oct 11, 2010 4:47 pm
- Forum: Hard-to-Place Accounts
- Topic: plumbing contractors
- Replies: 11
- Views: 117042
Re: plumbing contractors
Farmers is writing Plumbing contractors in California?
- Wed Sep 29, 2010 8:35 am
- Forum: Opinions
- Topic: Social Media
- Replies: 40
- Views: 36808
Re: Social Media
I think if you are a retail products or service company and post some coupons or specials on your wall, it's worthwhile. Otherwise, it's not anything that I would find particularly useful as a marketing too. I have hundreds of friends, and while I 'like' business pages, I often hide them because the...
- Fri Sep 10, 2010 10:28 am
- Forum: Hard-to-Place Accounts
- Topic: restaurant with entertainment CA
- Replies: 8
- Views: 6413
Re: restaurant with entertainment CA
Sorry you are having such a tough time with your current MGA, but if the risk is in a preferred market now, why would you look to the E&S market for coverage? Our role is not to compete with the preferred markets, but to write the business the preferred markets won't write -- Invasive Medical Pr...
- Wed Jun 30, 2010 1:21 pm
- Forum: Opinions
- Topic: Auto Liability basics
- Replies: 19
- Views: 15395
Re: Auto Liability basics
I think the sticky point here is the borrowed vehicle was not insured, which means your client's policy is now primary, and that's not the intent. I agree with a post above, though, if they are denying coverage, they must specifiy where in the policy they find the exclusion. You, on the other hand, ...
- Fri May 07, 2010 3:39 pm
- Forum: Hard-to-Place Accounts
- Topic: DF quote for SM Carrier needed!
- Replies: 8
- Views: 7028
Re: DF quote for SM Carrier needed!
I don't understand-- you rail on one poster about Hard to place posts, then you ask Monica to give you a price that is close to the $600 you already have? There's not alot of room in a $600 premium, is there some other reason you are looking for other markets on this risk? Do you have the $600 quote...
- Tue Apr 27, 2010 12:11 pm
- Forum: Opinions
- Topic: Where is Evon Rios?
- Replies: 1
- Views: 2040
Re: Where is Evon Rios?
alot of people used to work at Yates and now they don't...good luck in your search, I have not heard that name pop up anywhere.
However, there should stil be someone at Yates to handle that business, have you tried calling the offices and see what is happening with your renewal?
However, there should stil be someone at Yates to handle that business, have you tried calling the offices and see what is happening with your renewal?
- Fri Mar 12, 2010 11:43 am
- Forum: Hard-to-Place Accounts
- Topic: Investor Buying and Flipping Homes(GL)
- Replies: 1
- Views: 2156
Re: Investor Buying and Flipping Homes(GL)
I write a lot of these, on a monthly reporting form. Here's the thing --- you are not going to get the Prod/Comp Ops for your owner. If he has work done on the homes while he owns them, my policy warrants that he hires a licensed GC who names my client as an additional insured. if your client is doi...
- Wed Feb 24, 2010 4:11 pm
- Forum: Opinions
- Topic: Farmers Insurance
- Replies: 167
- Views: 354431
Re: Farmers Insurance
I hear this complaint alot from my Farmers agents and I tell them that it's up to them to learn the business. Take home the forms, read them, learn them. Take CPCU classes. Ask your underwriters coverage questions. The knowledge is there, and yes, Farmers is not so great about training, but all that...
- Wed Feb 24, 2010 4:07 pm
- Forum: Hard-to-Place Accounts
- Topic: Speed Dating/Match-Making Service
- Replies: 2
- Views: 2617
Re: Speed Dating/Match-Making Service
It's more the Abuse/Molestation exposures.
- Fri Feb 12, 2010 5:53 pm
- Forum: Hard-to-Place Accounts
- Topic: personal windstorm for texas
- Replies: 3
- Views: 2585
Re: personal windstorm for texas
I don't admittedly do alot of wind in Texas but am unsure what you mean by COBRA flood zone?
- Mon Feb 08, 2010 1:20 pm
- Forum: Hard-to-Place Accounts
- Topic: Lessors Risk for Bar in California?
- Replies: 4
- Views: 3810
Re: Lessors Risk for Bar in California?
Steve,
I write alot of both bars, and also the LRO's for the bar. I would be happy to help you on this risk.
Lisa A. Foley, ASLI
Broker
Bliss & Glennon, Inc.
760 737 7979, X115
I write alot of both bars, and also the LRO's for the bar. I would be happy to help you on this risk.
Lisa A. Foley, ASLI
Broker
Bliss & Glennon, Inc.
760 737 7979, X115
- Mon Jan 25, 2010 11:49 am
- Forum: Hard-to-Place Accounts
- Topic: CGL Policy for Janitors who cleans hospitals..
- Replies: 4
- Views: 3173
Re: CGL Policy for Janitors who cleans hospitals..
This is a tough class because of the slip and fall potentially being so much more costly. If you are stuck on only considering Admitted markets, I cannot help you. I would suspect we would have markets on the Excess & Surplus lines side who would write this, though. Somnething I always ask -- is...
- Thu Jan 14, 2010 4:09 pm
- Forum: Opinions
- Topic: Surplus Broker Theft
- Replies: 9
- Views: 6322
Re: Surplus Broker Theft
Requesting a Binder that is from the Company and not the wholesaler is no evidence that the premium was paid, the binders are produced immediately, and the carrier typically is not expecting payment for 30 days. I am a wholesale broker, and probably 90% of my policies are financed, so that sort of f...