Search found 274 matches

by Big Dog
Tue May 19, 2015 7:16 am
Forum: Opinions
Topic: Thrid Party Cert Managment Wants to Be cert holder
Replies: 4
Views: 18845

Re: Thrid Party Cert Managment Wants to Be cert holder

I'm assuming that, since you're dealing with a large national construction company, there are insurance requirements built into the Agreement form. Ask for a copy of those insurance requirements because that's what dictates your client is obligated to provide. Anything beyond that - "NUTS"
by Big Dog
Mon May 18, 2015 8:47 am
Forum: Opinions
Topic: Thrid Party Cert Managment Wants to Be cert holder
Replies: 4
Views: 18845

Re: Thrid Party Cert Managment Wants to Be cert holder

Most third party cert management companies will have the COI come to them, vs. going directly to the actual Certificate Holder. We (a large hospital system) looked at several of these vendors and decided not to use them because of this issue - i.e. they take over all of the processing and such (we w...
by Big Dog
Wed Apr 15, 2015 5:54 am
Forum: Opinions
Topic: Moving from one insurance affiliate to another?
Replies: 5
Views: 15542

Re: Moving from one insurance affiliate to another?

FWIW, non-compete agreement in California usually don't hold a lot of water. Since your current and potentially future agency are all affiliates of a larger agency, there shouldn't be an issue in making a switch. However it should be the responsibility of the new potential agency to get this answer ...
by Big Dog
Mon Jan 12, 2015 1:07 pm
Forum: Opinions
Topic: AI status and 30 day notice of cancel endorsment
Replies: 15
Views: 59944

Re: AI status and 30 day notice of cancel endorsment

I’ll try and address a few of your points, since your response was all over the map, and your train of thought had no caboose.. Having worked in the insurance industry for some 20+ years before working on the “client side”, most insurance carriers have the technology to track who is named as an Addi...
by Big Dog
Mon Jan 12, 2015 7:50 am
Forum: Opinions
Topic: AI status and 30 day notice of cancel endorsment
Replies: 15
Views: 59944

Re: AI status and 30 day notice of cancel endorsment

As the person that handles contracts/agreements for a major hospital system, and all of our Agreements have that wording, I'd probably wind up telling you you're being a twit with that sort of request and attitude. There's also a good chance that I'd make the recommendation we not do business with y...
by Big Dog
Wed Jan 07, 2015 6:42 am
Forum: Opinions
Topic: Low Priced Homeowners Quotes
Replies: 5
Views: 6015

Re: Low Priced Homeowners Quotes

Thanks for the comments. As to the story behind the story, what I didn't tell you is I've worked in the insurance industry for 25+ years. Both on the agency/brokerage and carrier side, and now on the "client" side in the risk management department for a large hospital system in Texas. It u...
by Big Dog
Tue Jan 06, 2015 6:38 am
Forum: Opinions
Topic: Low Priced Homeowners Quotes
Replies: 5
Views: 6015

Low Priced Homeowners Quotes

This sorta relates to the separate post "I don't want to tell you my current premiums". Every year, before my homeowners renewal, I get letters from various local agents with surprisingly low homeowners insurance premiums - usually 40% lower than what I pay. Their letterhead includes the n...
by Big Dog
Mon Dec 01, 2014 12:48 pm
Forum: Opinions
Topic: Ringless Voicemail Leads
Replies: 6
Views: 52183

Re: Ringless Voicemail Leads

Wouldn't something like this violate the Do Not Call list? Why yes....it would.
by Big Dog
Thu Nov 20, 2014 9:05 am
Forum: Opinions
Topic: ACA/ObamaCare Open Enrollment 2015
Replies: 12
Views: 15996

Re: ACA/ObamaCare Open Enrollment 2015

Define success on the most loathed piece of legislation shoved on "stupid" consumers...?
by Big Dog
Thu Sep 04, 2014 7:19 am
Forum: Opinions
Topic: Cyber liability Insurance
Replies: 4
Views: 4629

Re: Cyber liability Insurance

Beasley, Chubb and CNA all have good coverage forms and options.
by Big Dog
Tue Jun 24, 2014 6:24 am
Forum: Hard-to-Place Accounts
Topic: Ca. mobile operations market for Work Comp
Replies: 2
Views: 3949

Re: Ca. mobile operations market for Work Comp

The State Fund is probably your best option
by Big Dog
Thu Apr 10, 2014 6:20 am
Forum: Opinions
Topic: Leaving the nest
Replies: 3
Views: 4044

Re: Leaving the nest

The agency you currently work for owns that data. Copying, printing, whatever that data could be considered theft of intellectual property, which has severe legal implications. You should also have legal counsel review any current contract/agreement to see if there are any non-compete clauses.
by Big Dog
Mon Dec 16, 2013 7:26 am
Forum: Opinions
Topic: Broker fees
Replies: 10
Views: 12361

Re: Broker fees

Are you receiving commission on that W/C policy? If so, you'll need to disclose that in your fee agreement.
by Big Dog
Wed Nov 27, 2013 9:17 am
Forum: Opinions
Topic: Affordable Care Act: A Brief Explanation
Replies: 5
Views: 7264

Re: Affordable Care Act: A Brief Explanation

blah blah blah....
by Big Dog
Wed Nov 20, 2013 7:18 am
Forum: Opinions
Topic: is a physical exam necessary before taking life insurance?
Replies: 3
Views: 16071

Re: is a physical exam necessary before taking life insuranc

There are a lot of variables as to whether a physical exam will be required. The amount of insurance, your age, answers to the required health questions, etc.