Search found 274 matches

by Big Dog
Thu Jul 11, 2013 5:39 am
Forum: Hard-to-Place Accounts
Topic: Medical malpractice for all states
Replies: 3
Views: 21487

Re: Medical malpractice for all states

A word of caution - avoid RRG's or any low or unrated (by A.M. Best) carriers, as many hospital systems have specific minimuim requirements.
by Big Dog
Mon Jul 08, 2013 7:23 am
Forum: Opinions
Topic: buying commercial lines leads...
Replies: 6
Views: 23322

Re: buying commercial lines leads...

Waste.of.money
by Big Dog
Mon Jun 24, 2013 6:49 am
Forum: Opinions
Topic: Question regarding my universal life insurance policy !
Replies: 8
Views: 22594

Re: Question regarding my universal life insurance policy !

Gotta love it when the original poster never comes back to respond.....
by Big Dog
Thu Jun 20, 2013 5:56 am
Forum: Opinions
Topic: Question regarding my universal life insurance policy !
Replies: 8
Views: 22594

Re: Question regarding my universal life insurance policy !

It may be that the carrier is headed towards liquidation, but knowing who the carrier is will help to better answer that question. Once known, better advice as to what direction you should pursue can be provided. Universal Life policies were sold with a whole bunch of promises that many agents knew ...
by Big Dog
Mon Jun 03, 2013 5:58 am
Forum: Opinions
Topic: Standard Non-Compete
Replies: 3
Views: 4308

Re: Standard Non-Compete

Most non-compete agreements in California don't hold water. You might want to check with legal council first on both the validity and enforceability of a no-compete.
by Big Dog
Wed Feb 13, 2013 6:45 am
Forum: Opinions
Topic: S. California CSR openings
Replies: 3
Views: 13872

Re: S. California CSR openings

There's this site called Monster.com - ya might want to check it out. You also might want to check with the CA DOI on licensing requirements and if there's any transferability.
by Big Dog
Thu Jan 24, 2013 7:28 am
Forum: Hard-to-Place Accounts
Topic: Insuring an LP consisting of several other entities
Replies: 2
Views: 16544

Re: Insuring an LP consisting of several other entities

If this a true LP - Limited Partnership, then based on what you describe, Company B would be the General Partner and Company C would be a Limited Partner. With LP's, the General Partner has all responsibility for managing the LP, and any limited partners only have financial responsibility. The named...
by Big Dog
Wed Dec 12, 2012 8:25 am
Forum: Hard-to-Place Accounts
Topic: WC account Losses 189 X-mod hard class codes
Replies: 14
Views: 14483

Re: WC account Losses 189 X-mod hard class codes

For that high of an xmod, there are safety issues that your insured isn't addressing. At this point, they're going to need to be proactive. Your insured is also most likely looking at being surcharged. There may be carriers willing to entertain the account, but they'll loss control the heck out of i...
by Big Dog
Wed Oct 03, 2012 6:26 am
Forum: Opinions
Topic: Will old CPCU books work for the new CPCU exams?
Replies: 8
Views: 11066

Re: Will old CPCU books work for the new CPCU exams?

If you were in college, would you use older edition textbooks to study with? Probably not. The books from 2009 might....emphasis MIGHT still be relevant, but the ones from 2000 and 2006 aren't. The AICPCU regularly updates their material. If you want to take the chance - go ahead. Me - I'd use the m...
by Big Dog
Fri Aug 10, 2012 7:40 am
Forum: Opinions
Topic: Management Liability
Replies: 3
Views: 3352

Re: Management Liability

Your client should also be discussing this with their legal counsel. If hey had a non-compete (which in most states wouldn't hold up in court) that expired over three years ago, then their former employer would have no legal grounds to stand on (unless they took "trade secrets").
by Big Dog
Fri Aug 10, 2012 7:33 am
Forum: Hard-to-Place Accounts
Topic: Dave Ramsey
Replies: 4
Views: 6600

Re: Dave Ramsey

Are you referring to any of his specific comments on insurance, or????

FWIW, he's highly regarded with respects to his counsel on personal financial matters.
by Big Dog
Fri Aug 10, 2012 6:58 am
Forum: Opinions
Topic: ARM
Replies: 6
Views: 5909

Re: ARM

The ARM is actually a very useful insurance designation/certification. Having this could open the door to work on the "client side" as a risk manager It's probably more recognized than the CRM/FRM/etc.
by Big Dog
Tue Jul 24, 2012 7:45 am
Forum: Opinions
Topic: Reservation of Rights HELP
Replies: 11
Views: 5829

Re: Reservation of Rights HELP

Let me guess....the carrier is AIG, right?
by Big Dog
Mon Jun 18, 2012 7:17 am
Forum: Opinions
Topic: Track Your CSR's Daily Sales Activity
Replies: 14
Views: 13450

Re: Track Your CSR's Daily Sales Activity

I worked for a major national brokerage that did this for a while. We spent more time filling out this activity log than we did actually servicing accounts. Several key AE's and AM's left because of this micro-management.
by Big Dog
Fri Jun 15, 2012 7:26 am
Forum: Opinions
Topic: Unfair Competition amongst brokers
Replies: 9
Views: 16437

Re: Unfair Competition amongst brokers

Wow...that's a pretty desperate move on their part. If they're on a public sidewalk/public property, and not accosting or intimidating anyone, there's probably little you can do. If they threaten anyone, especially your staff, that's a different issue. Maybe make a video of their measures and post i...