Search found 216 matches
- Thu Jul 29, 2010 1:37 pm
- Forum: Hard-to-Place Accounts
- Topic: CA Work Comp for armed & unarmed guards & patrol
- Replies: 3
- Views: 3225
Re: CA Work Comp for armed & unarmed guards & patrol
Greg: Presuming that Travelers quote is from CoverX. There might be other markets...realize that this is a specialized field. Look for Costanza http://www.costanzainsurance.com Mechanics Group http://www.mechanicgroup.com Brownyard http://www.brownyard.com (not sure if they do wc) AMIS (Brokerage) h...
- Thu Jun 10, 2010 11:09 am
- Forum: Opinions
- Topic: What would you like to see in the Forums?
- Replies: 17
- Views: 13597
Re: What would you like to see in the Forums?
Josh: This is not truly a forum item...but surely is a need, also tracks well with a recent IJ Univ topic. Someone needs to create/sponsor a mentors forum or program. To match up experienced industry professionals with those who are new or just desiring to enter the industry. Perhaps link it up with...
- Fri May 07, 2010 11:54 am
- Forum: Opinions
- Topic: selling flood insurance
- Replies: 9
- Views: 8143
Re: selling flood insurance
Just saw an article on this subject ... note the comment from an attorney: “They say ‘okay just sign here and you’re insured,’” he told the station, adding that insurance agents have an obligation to inform clients about the National Flood Insurance Program run through FEMA. Failure to do otherwise,...
- Fri May 07, 2010 11:19 am
- Forum: Opinions
- Topic: selling flood insurance
- Replies: 9
- Views: 8143
Re: selling flood insurance
Personally I think that rather than ask if you "should" sell flood coverage...you should be asking yourself "why the heck have I not been protecting myself by offering flood coverage?". If you are providing homeowners/tenants coverage, you should at the very least be making your ...
- Mon Apr 19, 2010 9:02 am
- Forum: Hard-to-Place Accounts
- Topic: CA Agent Needed
- Replies: 12
- Views: 15915
Re: CA Agent Needed
Scott:
Perhaps the angle could be to contact the local (think it is Roseville CA) Philly office and ask them for recommendation of local agent who understands the non-profit sector?
Perhaps the angle could be to contact the local (think it is Roseville CA) Philly office and ask them for recommendation of local agent who understands the non-profit sector?
- Mon Apr 19, 2010 8:51 am
- Forum: Hard-to-Place Accounts
- Topic: General Liability for Welder with open claim CA
- Replies: 5
- Views: 5680
Re: General Liability for Welder with open claim CA
How about some details on the claim? Awning fell and injured child/adult/employee of client? Fence fell doing similar? Security fence that did not secure premises? Structure collapse? Claim is BI or PD or both? Age of claim? Is claim being worked or is the reserve stale and in need of lowering? And ...
- Fri Apr 09, 2010 11:37 am
- Forum: Opinions
- Topic: Arizona Photo Radar Tickets
- Replies: 14
- Views: 16517
Re: Arizona Photo Radar Tickets
I have had over 25 photo tickets and and paid 2 of them. Just ignore them as most cities can not afford the service cost at this point. Do not respond whatsoever. Good thing mhutch69 does not have his/her real name in their profile...otherwise his/her carrier might hear about this and issue non-ren...
- Wed Mar 31, 2010 11:10 am
- Forum: Opinions
- Topic: Agent Selection in the Bid Process - Case Study
- Replies: 18
- Views: 13912
Re: Agent Selection in the Bid Process - Case Study
New: Not sure what the "roll" of the consultant is...but the ROLE of the consultant is to help the client determine who can best provide the desired services. The method is...that the consultant can understand the issues and complexities of insurance where the client likely can not. Additi...
- Wed Mar 31, 2010 11:07 am
- Forum: Opinions
- Topic: "RD" Renewal disfucuntion
- Replies: 5
- Views: 7053
Re: "RD" Renewal disfucuntion
SoCalAgent77: Your post is a bit confusing...either that or I am just not reading it clearly. Are you saying that the carriers you mentioned are paying in monthly installments when the client/insured has paid 100% of the premium at binding/renewal? Or are you saying that when it is new biz the carri...
- Fri Mar 26, 2010 11:19 am
- Forum: Opinions
- Topic: Agent Selection in the Bid Process - Case Study
- Replies: 18
- Views: 13912
Re: Agent Selection in the Bid Process - Case Study
Policyman gets the missing link that many others do not....he QUALIFIED the account.
He found out early in the process what it would take to obtain the account and did that without wasting anyones time.
Hopefully the prospect related this to their broker as validation of their relationship.
He found out early in the process what it would take to obtain the account and did that without wasting anyones time.
Hopefully the prospect related this to their broker as validation of their relationship.
- Wed Mar 17, 2010 12:42 pm
- Forum: Opinions
- Topic: Start-up -Advice Needed
- Replies: 6
- Views: 7280
Re: Start-up -Advice Needed
What is the value of your current book (revenue)?
What are the issues with your current situation?
What contractural issues are there with current situation...meaning is there already a provision in contract for purchase of book or any other issues?
What are the issues with your current situation?
What contractural issues are there with current situation...meaning is there already a provision in contract for purchase of book or any other issues?
- Tue Mar 16, 2010 2:07 pm
- Forum: Opinions
- Topic: Exempt vs non-exempt employee status
- Replies: 7
- Views: 16977
Re: Exempt vs non-exempt employee status
Completely agree with the above posts. to add one other element, implement a system of electronic recording of time. Replace "paper" time cards or time recording. Most providers of payroll services have this option available. An additional benefit is the tracking of PTO (vacation/sick), av...
- Thu Mar 11, 2010 12:30 pm
- Forum: Opinions
- Topic: Waiver of Subrogation on Auto Liability
- Replies: 5
- Views: 16446
Re: Waiver of Subrogation on Auto Liability
Darren: Munis can be a bit interesting when it comes to this area. Typically "someone" has created a required items list that is then administered by a person who does not know insurance. That admin person then takes the requirements a bit too far without realizing it. I ran across a perso...
- Tue Mar 09, 2010 3:37 pm
- Forum: Opinions
- Topic: How Often to Bid
- Replies: 18
- Views: 18421
Re: How Often to Bid
Scott: I am in agreement with you on the comm reduction issue. However, we all know that there are many who do this...particularly on new prospects. Wondering what suggestions the crowd has on how to combat this...meaning when they are about to loose an account to a broker/agent who is giving up com...
- Tue Mar 09, 2010 2:34 pm
- Forum: Opinions
- Topic: How Often to Bid
- Replies: 18
- Views: 18421
Re: How Often to Bid
On the subject of pricing reductions. Sometimes the broker/agent can and will give back some of their commission to the carrier in order to get lower pricing. This is not rebating, as they are giving it back to the carrier and not directly to their client. Goes along the lines of some comm is better...