Search found 81 matches

by mccluney
Wed Nov 08, 2006 1:13 pm
Forum: Hard-to-Place Accounts
Topic: Independent AGENT "need help"
Replies: 4
Views: 4464

New TX Agent

Call National Underwriter at 800-543-0874 and purchase a Kirschner's Directory for about $30.00 for your area. There will be a wealth of information about Markets and Agent Assn's. Find an Assn and attend their next meeting. You will obtain valuable info to answer your questions.
Good Luck.
by mccluney
Tue Oct 31, 2006 2:33 pm
Forum: Opinions
Topic: Interesting Insurance Puzzle - coverage question
Replies: 26
Views: 18891

Interesting Puzzle

Lauren was right about Fire Legal; and the structure or contents defintely not covered under homeowners policy. The individual should lease the structure to the corporation with the requirement that the corporation provide the insurance on the building. Of course an attorney should draw up the lease...
by mccluney
Tue Aug 01, 2006 10:41 am
Forum: Opinions
Topic: Application Fraud?
Replies: 5
Views: 4365

Insurance Fraud

d's insurance store says it all. When any application is submitted and a loss occurs. You better believe that the insurance company will carefully review the application. Fraudulent statements knowingly made can have all kinds of repercussions for the agent as well as the client. I do not know of an...
by mccluney
Tue May 23, 2006 10:45 am
Forum: Hard-to-Place Accounts
Topic: Legality of certificate of liability insurance.
Replies: 4
Views: 4269

You have no choice at this point. Notify your E & O carrier at once. And Let them advise you. The way E & O apps are worded requires you to notify them of any incident that might result in a claim.
by mccluney
Thu Mar 30, 2006 12:32 pm
Forum: Hard-to-Place Accounts
Topic: How Did You All Get Started?
Replies: 37
Views: 34015

FOLLOW UP

What Carlos did not mention, is that the associations like IBA West have access to personal and commerical lines products without a premium volume requirement. IBA West also has E&O facilities and their affliation to insurance skills center will provide you with advanced CE seminars that will ge...
by mccluney
Fri Mar 24, 2006 1:17 pm
Forum: Opinions
Topic: Agents - Your Clients Don’t Trust You
Replies: 57
Views: 51487

Scott's Dream

I have been an agent for more than 25 years. Full client disclosure. Commission plus fees. If the result is a reasonable value for services needed. I have no problem making a decent living by keeping my clients fully informed when I feel justifed to add broker fees. I have to admit that I am disturb...