It is not only unethical - it is just down right dumb. It is obvious that the client will figure this out soon enough and the client and agent will part ways. It is so much easier to sell honestly. That way, you don't have to remember who you lied to and what you lied about. If that agent is dumb en...

If the policy is just Commercial Auto, there is no extra discount for having the W/C with Farmers. If they include the Garagekeeper's coverage, then the answer is maybe. If it is an older policy, there could be a discount. Under the newer program, there is no completion discount. There is a discount...

The reason that I believe the prior post about the Farmers agent not knowing what they are doing is because it is mostly true. I am in California and I am a Farmers agent. There are over 1,000 Farmers agents in my area and I would consider about 10 of them as my competition. Most are simply Auto &am...

Oregon Mutual does a great job on small wineries, especially if they are growing their own grapes. Chubb will also come in if they are large enough. If they do not grow their own, then Travlers and Golden Eagle will look at it.

I do agree that Farmers has about 3 times the number of agents they should have and I do agree that they do an abysmal job of taking care of their agents or their agent's families when separation occurs. The only reason I can come up with is the extra income the company gets off of orphan policies. ...

I have been reading these responses for quite awhile now and it just amazes me how many people are upset with Farmers. Here are the facts: less than 15% of the Farmers agents qualify for Toppers Club and less around 3% qualify for Championship. This means that there are a tremendous number of agents...