2 years with First Comp, First Comp non renewing due to loss history. Mod down to 112% from 136%.
Only quotes from State Fund 7219-$18.00 and PEO's.
Any ideas?
Thanks in advance
Search found 68 matches
- Mon Apr 19, 2010 4:29 pm
- Forum: Hard-to-Place Accounts
- Topic: Ca Trucking Market for WC
- Replies: 3
- Views: 3399
- Thu Mar 11, 2010 7:07 pm
- Forum: Hard-to-Place Accounts
- Topic: Investor Buying and Flipping Homes(GL)
- Replies: 1
- Views: 2222
Investor Buying and Flipping Homes(GL)
I am looking for GL coverage for an Investor that is buying and flipping houses using licensed and insured contractors. It appears he is currently bare as regards the Products/Completed Ops exposure and the first 2 quotes, from First Mercury and one other carrier are unwilling to offer the Prod/Comp...
- Thu Mar 11, 2010 7:00 pm
- Forum: Hard-to-Place Accounts
- Topic: Firearms Sales
- Replies: 2
- Views: 2254
Re: Firearms Sales
Thanks I had already located this market as well.
- Tue Mar 09, 2010 7:52 am
- Forum: Hard-to-Place Accounts
- Topic: Firearms Sales
- Replies: 2
- Views: 2254
Firearms Sales
I have a California client that sells sporting goods(rifle scopes, range finders, gun cleaning kits, fishing reels, etc) online using E-Bay with a small amount of walk in sales. Sales of around $180,000. Generally the walk ins are local customers that can pick up. He recently obtained all the necess...
- Fri Jan 08, 2010 9:52 am
- Forum: Hard-to-Place Accounts
- Topic: Non Auditable General Liability Policy
- Replies: 4
- Views: 4753
Re: Non Auditable General Liability Policy
I agree with Lady Broker. Read the Warranty Requirement Endorsement as well
- Tue Jan 05, 2010 12:57 pm
- Forum: Hard-to-Place Accounts
- Topic: Workers Comp Deposit
- Replies: 6
- Views: 5992
Re: Workers Comp Deposit
Thanks for the replies.
Yes we are looking for options as financing the DEPOSIT on the WC policy.
The carrier wants a 15% Deposit and in California, carriers also are collecting the estimated State Surcharges +4.7% upfront with the deposit. This puts the total cost to start a policy at almost 20%.
Yes we are looking for options as financing the DEPOSIT on the WC policy.
The carrier wants a 15% Deposit and in California, carriers also are collecting the estimated State Surcharges +4.7% upfront with the deposit. This puts the total cost to start a policy at almost 20%.
- Mon Jan 04, 2010 5:07 pm
- Forum: Hard-to-Place Accounts
- Topic: Workers Comp Deposit
- Replies: 6
- Views: 5992
Workers Comp Deposit
Is anybody aware of any finance compaies that will finance the WC deposit? Please don't lecture me on this. I know that coverage is paid for in the rears but the insured is having a cash flow issue regarding the deposit and I was asked to see if any financing mechanisms are out there.
- Tue Dec 22, 2009 7:53 am
- Forum: Hard-to-Place Accounts
- Topic: WC 8804-Alcohol Drug Recovery Homes-
- Replies: 4
- Views: 10266
WC 8804-Alcohol Drug Recovery Homes-
8804-Alcohol Drug Recovery Homes- Looking for California WC carriers that are not just filed for this class but writing this class. Not experience rated and no claims last 4 years.
- Thu Nov 05, 2009 1:16 pm
- Forum: Hard-to-Place Accounts
- Topic: WC for 5951 and 4512
- Replies: 5
- Views: 4608
Re: WC for 5951 and 4512
CSP is partially correct, the WCIRB, has an online manual, however there is other products out there that are more detailed put out by Silver Plume and ISO.
- Thu Nov 05, 2009 10:34 am
- Forum: Hard-to-Place Accounts
- Topic: WC for 5951 and 4512
- Replies: 5
- Views: 4608
Re: WC for 5951 and 4512
First I would suggest that you call your State Fund Underwriter and discuss the risk with them. If they can not justify the classification then have them(State Fund) request a WCIRB inspection. The other alternative is to call the WCIRB and ask for the Customer Service Department, they can usually h...
- Wed Oct 28, 2009 9:55 am
- Forum: Hard-to-Place Accounts
- Topic: LRO BOP Policy(Tenant is a Tobacco Store)
- Replies: 3
- Views: 3571
LRO BOP Policy(Tenant is a Tobacco Store)
I am looking for a BOP market that will write an LRO policy, the tenant, a Tobacco Shop, occupies 100% of the premise. Coming off a non renewal of the exising by Oregon Mutual. Tenant has been preped for a price increase. No losses.
- Mon Jul 13, 2009 11:53 am
- Forum: Hard-to-Place Accounts
- Topic: SIC Code- 5057
- Replies: 5
- Views: 6077
Re: SIC Code- 5057
The ISO Classification guide confirms that 5057-Iron or Steel Erection is the correct Workers Compensation Classification class for Vault Installations. The Correct Standard Industry Classification(SIC) is either 1799-Specialty Trade Contractor or 1791-Structural Stell Erection.
- Tue Jun 30, 2009 6:43 am
- Forum: Hard-to-Place Accounts
- Topic: Small Winery in California
- Replies: 10
- Views: 9656
Re: Small Winery in California
I just reviewed a Unigard policy I am competing against, they have some nice property coverage extensions. I am using CIG they offer a higher Wine Leakage base limit of $75,000, Shippers Interest that covers grapes and wine up to $10,000 in transit. Current Unigard agent has this on basic form :( , ...
- Sat May 02, 2009 8:25 am
- Forum: Opinions
- Topic: Auto Repair/Auto Body Markets vs. Farmers
- Replies: 0
- Views: 3254
Auto Repair/Auto Body Markets vs. Farmers
California Insurance broker looking for the chinks in the armor with Farmers on Auto Industry related risks.
Any admitted markets that appear to be competitive?
I saw Oregon Mutual making a move but don't have an appointment. Any thoughts?
Thanks in advance for your input!
Any admitted markets that appear to be competitive?
I saw Oregon Mutual making a move but don't have an appointment. Any thoughts?
Thanks in advance for your input!
- Fri Apr 24, 2009 6:58 am
- Forum: Opinions
- Topic: House that is titled in the person's LLC
- Replies: 8
- Views: 6955
Re: House that is titled in the person's LLC
If the house is titled solely in the LLC why would you not change the first named insured to the LLC? Since the LLC(if they own 100%) has the only insurable interest in the house, in my opinion they should be the first named insured. Since the LLC probably does not own the contents, see if the undew...