Why do we need Directors and Officers Coverage? The General Liability policy you carry only provides coverage for Liability resulting from Bodily Injury, Physical Damage, Personal Injury and Advertising Injury. What board/trustee behaviors might lead to claims other than BI, PD, PI or AI (Above)? * ...

Talk with a friendly competitor who has State Fund, work out a split on a 1 year placement, then BOR when you have the appointment. The only risk to the friendly competitor is if there is a loss and it affects the contingency check for them.

Either try calling the Underwriter at Hull and asking him/her for the rating worksheets, so you can then see for yourself what is driving the price. Or just asking the Underwriter what can be done to help on price. In addition consider increasing any deductible if this makes sense for the client. I ...

Common guys, somebody spill the beans and let me know carriers names that are writing this business. There are plenty of Surplus Lines carriers I am sure, but what about admitted?

I control this account already, and they have been around for 4 years. This construction management company does not perform any construction or draw any plans, simply manage the project for the owners. They simply act as the owners agent and report the status of the project to the owner. If the pro...

California Civil Code Section 2955.5

New Law passed in 1988 for California.

Thanks but Hartford declined as well. Did not like Asphalt and Concrete processing as PLC customers.

Keep in mind I am a former State Fund Underwriter, so from experience. The intent of the State Fund endorsement for Additional Insured Employer is to clarify in those situations when a Joint Employment, Borrowed Servant, Lent Employee exposure exists, the policy to which the additional insured statu...

http://www.irmi.com/Expert/Articles/200 ... rance.aspx

Wow there was more to this than it looked like on the surface.

No experience with this type of risk. Looking for GL and Professional for PLC company that programs and installs at manufacturing/industrial plants. My guy will be working with clients who run Concrete and Aggregation plants. Any market suggestions would be appreciated.

Cover X/First Mercury through any Surplus LInes broker of good size. All-Risks, another surplus lines broker has a program as well. Professional through Socius Insurance.

I understand they do a package for GL/Prop/Auto. Insured claims he writes a check to them every month. Have yet to see the policy so no idea who the carrier is.

Anybody heard of this program for Pizza Parlor Owners. Good, bad and ugly, let me know.

I am not the incumbent broker so I am looking for alternative markets.

I would appreciate any help for markets besides Burlington and incumbent Scottsdale/Western Heritage. Mostly retro fits of apartment railings, repairs of fencing(cut out bad piece and weld in new), prefabricated fencing sections welded in place.