If you have a source of income to support the family, ie, wife working, or the proceeds from the sale of your previous business, approach a smaller independent insurance agency. Are you willing to work for commissions only or do you need to have a guaranteed income + commission? If you are willing t...

If you can do it on the renewal date, cancel the policy on that date. It is the easier battle with Applied. Be sure to have your client CROSS OUT the part that says the policy will renew by signing and returning the last payroll form. It is in the fine print buried in the middle of the weekly payrol...

Can anyone give me a source as to the average length of time for personal lines retention for Homeowners/Dwelling Fire/Personal Auto/and Flood? Or what is it for your agency? I think it is 4 to 5 years.

Thanks for your help all....

After using 4 different companies claiming they are supplying good leads from the internet, "only interested people"........Don't waste your money. After spending a couple of thousand for only 5 responses and "0" written. I do better with the telephone book and cold calling. Not ...

The IRS requires receipts for meal over $25 on an expense account. Sound like accounting needs to get up-to-speed.

Give the expense account back to the manager. Let him know his receipts are missing.

Like I said, "CHECK YOUR POLICY"!!!! Several of our commercial carriers, when the policy is checked, mortgagees and landlords are automatic "additional insured". If you can't tell by reading the policy, call the carrier and ask. If you don't ask the carrier you will never know fo...

Check your policy. Many commercial policies make the lender an automatic additional insured.

If you don't have contract stating you own the the book of business, it is a crime in California to take a client list with you when you leave. It can be litigated in both civil and criminal court in this state. Contacting the clients is illegal after you leave!!