Go to your local colleges. Talk to Business and MArketing Departments. Offer up Internships. In exchange, offer to lecture to the Business and Marketing Classes. Offer them Renewals upon Full Time Conversion. They usually do not stick around after Graduation so you end up with all the renewals. Targ...

Most agency principles are type A Personalaties (high strung and impatient). When he asks if there is something he can do, he means he wants to help. His delivery may be off on the offer because he does not suggar coat it. Look past the "rude Delivery" and pick his brain. Join a networking...

I can get it done in Surplus if you have no other options.

I dumped yellow page ads years ago in favor of one line with my name and number and my call in frequency actually increased. Its odd for me to hear about my peers waiting for the phone to ring. My Marketing instructor from Community College taught the basic principle that if the phgones are not ring...

All good points. Change gears to the commercial side. Plenty of business to be place through GAs'. Ride out the storm on the personal side. This market is going to change. As more agents bail, you will be around to pick up whats left. When it finally does change, you will have a natural market to ex...

You must be in Illinois. You can start to build your Independant Agency with out violating your contract through various Commercial General Agents. At some point in time, the Personal Lines Climate is going to change and you will have a pool of prospects to pull from right under your nose. Do not fo...