If you are a member of the Independent Insurance Agents and Brokers of America, I suggest a review of IIABA "Best Practices" program information; www.iiaba.net , This will allow you to compare your own agency with other agencies similar to you own. You can review the summary information on...

Try 1-800-257-9496 web site www.condonskelly.com The will work with Agents and pay a commission. I have found them very easy to deal with. Not sure about the bad driver though. May also want to try JC Taylor, same story about driver. Chubb, Firemans Fund, AIG (Chartis -or what ever they call themsel...

Quite a discussion with little agreement-Here's a suggestion-Check with your own legal advisor. DISCLAIMER: As the billing for insurance coverage is between the insurance company and the insured, Such and Such Insurance Agency can not be responsible for any lapse in coverage resulting from non payme...

Have you included business interpution on the CPP? Have you thought about the general agrregate on GL for having many risks on one policy. Have you included ALL correct named insureds on the current BOP. As with everything, price is not the only criteria. You need to compare the coverage, exclusions...

As you consider a carreer in insurance and discuss your opportunities with agencies, it is important for you to understand the commission structure of each line of business. In general, most P&C business has a consistent commission rate between 10-20% for both new and renewal business depending ...

I have a similar problem (RI) on an account with a single auto claim where $1.5 million was paid out (Pedestrian hit in cross walk on a rainy night-No violations). I had no success, even in the E&S market.

The Accreditted Advisor in Insurance (AAI) designation material may be of some value. It is put out by the Insurance Institute of America. There may be other desingation material as well from this organization.

At our agency we use "transact now", which helps a great deal. If you are a BIG I member go to www.iiaba.com and review the Virtual University articles that address this issue, as well as review the Agenct Council for Technology (ACT)section. There is a great deal of good info for free for...

IIABA Virtual University addresses this topic in detail under title "Additional Insureds vs. Additional Interests" under the homeowners section. I would cut an paste the artcle but do not want to violate any copywrite laws. If you have access to VU check it out. Again ISO does not acknowle...

Sorry for not reading your complete situtation....

ISO does not acknowledge these type of additional insured requests under the homwowner program. So if it is an ISO company you CAN NOT comply with this request. Be careful with COI's. Your statement about the number of days for cancellation in COI's demonstrates to me that you are not familiar with ...

So you want to write a homeowners policy without being able to talk to the insured and/or underwrite the account? I must be missing something.......What does getting a SS# have to do with talking to clients or underwriting an account. Credit scoring can be done with name, address (Prior address) an...

There are a couple of prior posts in this formum that might be helpful under "Re: Looking for an opinion" and "Re: New Insurance agency startup". Good luck.

We also do an OFAC check on every client as well as get a form of ID. Techinically it is the US Patriot Act that requires this of finacial institutions. OFAC checks can be done online http://www.treasury.gov/ofac/downloads/t11sdn.pdf

"the person that represents themselves, has a fool for a client". Buy through an Indepedent (Trusted Choice) Agent that represents many companies and let the professional do the insurance shopppoing for you. Use an agent/broker and obtain some professional advise. It is not all about price...