I believe that federal law (and some/most state laws) forbits requiring that anyone disclosure their SS#. Check with your state insurance department about this. Or better yet contact your underwriter about this issue. At the worst, the client should be subject to the "no hit" rate offer by...

The $9 car insurance is also advertised on the internet daily. Do not worry about the truth in advertising thing, it will just drive you crazy. Perhaps you want to try my apporach. I tell people that I can give them free insurance. When they look at me with a questioning eye, I tell them it is calle...

I have two main gripes with Progressive. Low commission rate (10% on commercial vs upto 17.5% with other commercial carriers), and it's difficult to qualify for any profit sharing. Yes they offer insurance via many (any) approach, but this does not bother me so much. I can justify my added value to ...

Check out the post "New Insurance Agency Startup Questions" previosly addressed in this forum, you will find several responses that you might find of interest. Good luck.

bf1chicago wrote:Don't major brokerages sell this thru their Private Client or High Net Worth divisions as well? Doesn't Chubb and Aon sell Travel Insurance to their High Net Worth clientele?

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I know Fireman's Fund has a product.

Interview and Hire a professional firm that specializes in Insuracne agency acquisitions. Contact NJ IIA or PIA for referrals. Do not do this alone. The person that represents themself, has a fool for a client.

1) Look for another auto carrier that will do it. ( Good luck) 2) Look at personal umbrella policies and see if they drop down for non-owned and rented motorcycles. 3) Avoidance-Tell your client not to do it. This is an interesting question. I look forward to other theoretical and practical answers....

If you are a member of the Independent Insurance Agents and Brokers of America (IIABA) then you could access a market through BIG I Markets that offer travel insurance that you can sell. Big "I" Markets, in partnership with Travel Insured International, is pleased to offer two travel produ...

right on yoyowordup. I agree.

Insure the vehicle in your sisters name and add yourself as a driver.

sankykid is right on. If available why would you not offer guarenteed replacement cost with no cap. To my knowledge there are still some damaged homes from Katrina that are still waiting to be re built.

Chubb, Chartis, Firemans Fund, Andover Companies..but I am on the east coast.

There is no quick fix. Sign up for the test, and see if you pass. perhaps enough has sunk in...but probably not.

Of course, complete as much as possible with what you know, before you phone. We would like to be sure our records are current and to check that you are properly protected. Do you have two minutes to answer a few questions? Client(s)__________________________________________ DOB______________ DOB___...

I think the answer is not insurance, but DAMAGE DEPOSIT, and proper screening of tenants by a real estate professional with proper E&O coverage.