Lisa, Wow, well stated! Applause! You know, that might apply, if I lived in a ghetto, but not the case. Now, you're getting into underwriting issues. Fact, the structure is 26 years old. It's been through no less than 3 complete inspections, and passed all. EVERY private market carrier has the optio...

Dear Forum Guests: Actually, I'm a Republican for those that care, neither should you because this isn't politics. As for Democrats, I don't care for their policies; never have, never will. Here's a question for everyone, where exactly are you getting your information? Could it be from the same peop...

Anyone else care to comment about the "poor" insurance carriers, and their plight? Any opinions about their "angel like" ethics and good business practices? Take a look at this, and ask yourself the question.....what business in the world can raise its price by 300% and still hav...

Dear Wombadillo: You're right, there is too much fraud and abuse out there. What most people don't realize is its present on both sides of the court. I heard a case about a local that had a water damage claim, worse damage, etc., but the claim was worth less than $50,000 ACV. Well, the insured jumpe...

Dear Agent007: Well, I appreciate your opinion. I'm truly impressed that you had sufficient balls to speak up and state your opinion so poignantly; however, you're "perception" of this case and me is flawed. You truly believe there's no "rubber stamping" in the insurance industry...

As a recent victim of denied coverage for a viable water damage claim with AAA (Interinsurance Exchange of the Auto Club), and after hearing many similar stories about State Farm, Farmers, Alliance, etc., I'd like to encourage average consumers to fight for their rights. Too many carriers are gettin...