Any one can provide info on where to go to get a small handyman  business Gen Liability policy?? No painting, just some fence work and some minor concrete grinding.  max payroll 300 K per year. 90 % of the work is fences repair and maintenance, ( wood fencing).
Thanks
			
			
									
									
						Handyman, Gen Liability
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Tip: If you are posting a market request, include the state abbreviation in your post title to get better responses.
	Tip: If you are posting a market request, include the state abbreviation in your post title to get better responses.
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				CIScommercial
 - Insurance Journal Fan
 - Posts: 6
 - Joined: Tue Nov 30, 2010 1:59 am
 
Re: Handyman, Gen Liability
I had a handyman that I wrote with Colonial General under $700 in AZ.  Handyman has been in business for 3 years, no prior insurance.
			
			
									
									
						Re: Handyman, Gen Liability
Try Builders & Tradesman Insurance Services or BTIS in Sacramento area.  They are pretty reasonable
			
			
									
									
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				LadyBroker
 - Insurance Journal Addict
 - Posts: 366
 - Joined: Fri Oct 13, 2006 9:10 pm
 - Location: Southern California
 
Re: Handyman, Gen Liability
Colony is very aggressive on this class in California. However, your risk does not sound like a handyman, with $300,000 in payroll.  In California, a handyman is limited to jobs under $500, and is not required to be licensed to do that sort of work.
You may have more luck marketing this risk as a true artisan contractor.
			
			
									
									You may have more luck marketing this risk as a true artisan contractor.
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