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				WC for a plumbing company - CA
				Posted: Tue Oct 13, 2009 3:57 pm
				by edmundich
				I urgently need to place a WC for a client of mine. Class codes are: 5183, 5187, 8810. Very high mod due unfortunate and unforseen incindent. Current incumbent is AIG. No PEOs please. Anyone know a market?
Thanks
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Wed Oct 14, 2009 11:18 am
				by Sports_Agent
				Do you not have an assigned risk pool on CA. ?
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Wed Oct 14, 2009 11:48 am
				by WorkComp&Sense
				What do you consider a high mod (or what is the applicant's mod)?
WorkComp&Sense
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Wed Oct 14, 2009 1:14 pm
				by yoyowordup
				Aren't all claims unforseen and unfortunate?
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Wed Oct 14, 2009 1:54 pm
				by edmundich
				A high mod is 1.8, There is one claim and it's not realted to safety or risk management violations. That what i meant by unforseen. Most of the WC claims are actually related to safety negligence
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Wed Oct 14, 2009 4:46 pm
				by VineryInsureGal
				State Fund is obvious choice - maybe they are the incumbent?
First Comp, Comp West, Ace, Zenith....
WIth AIG - are they with Granite States whose rating tanked last year?
Try going through a wholesaler to access more markets - Commodore in Emeryville is one.
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Wed Oct 14, 2009 10:04 pm
				by edmundich
				VineryInsureGal wrote:State Fund is obvious choice - maybe they are the incumbent?
First Comp, Comp West, Ace, Zenith....
WIth AIG - are they with Granite States whose rating tanked last year?
Try going through a wholesaler to access more markets - Commodore in Emeryville is one.
Thanks but i got declined everywhere 

 
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Thu Oct 15, 2009 9:28 am
				by slobob
				What's the "standard premium"? We may have a market. 
smartassure@gmail.com Send me details.
 
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Thu Oct 15, 2009 11:05 am
				by boatfun
				If the payroll is over $100,000 Smart Choice has an A rated Work Comp company that writes construction accounts including roofers at 20 to 40% less than State Fund. They also write other hard to place biz like Tree trimmers, Convalescent hospitals etc. and new ventures. Call 559-799-4922
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Fri Oct 16, 2009 12:35 pm
				by ericpaulsen
				1.8 mod!  Ouch! State Fund all the way!
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Fri Oct 16, 2009 6:51 pm
				by slobob
				CALL OR EMAIL--WE HAVE A MARKET (A rated). 775-832-6980 
smartassure@gmail.com 
			 
			
					
				Re: WC for a plumbing company - CA
				Posted: Sat Oct 17, 2009 7:04 pm
				by edmundich
				unfortunately too late 

 may be next year